Ofg Bancorp (OFG) Net Margin (2010 - 2026)
Ofg Bancorp (OFG) posted quarterly Net Margin of 41.53% for Q1 2026, down 251.0% year-over-year from 27.5% in Q1 2025, and down 52.99% quarter-over-quarter from 88.33% in Q4 2025.
Ofg Bancorp (OFG) Net Margin (2010 - 2026) Analysis & Trends
Ofg Bancorp (OFG) has reported Net Margin for 16 consecutive years, with 41.53% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 251.0% year-over-year to 41.53%; the TTM figure through Mar 2026 stood at 45.3% (down 12093.0% YoY), while the FY2025 annual figure was 2760.47%, up 126519.0% from the prior year.
- Net Margin eased to 41.53% in Q1 2026 per OFG's latest filing, from 88.33% in the prior quarter.
- Across five years, Net Margin topped out at 662.48% in Q4 2022 and bottomed at 31.94% in Q3 2025.
- Historically, Net Margin has averaged 215.79% across 5 years, with a median of 66.54% in 2025.
- Annual changes were most pronounced in 2025 — Net Margin plunged 29156 bps — and 2026, when it sank 251 bps.
- Ofg Bancorp's Net Margin stood at 662.48% in 2022, then tumbled by 35 bps to 433.38% in 2023, then retreated by 12 bps to 379.89% in 2024, then sank by 77 bps to 88.33% in 2025, then tumbled by 53 bps to 41.53% in 2026.
- Business Quant data shows OFG's Net Margin at 41.53% in Q1 2026, 88.33% in Q4 2025, and 31.94% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Ofg Bancorp | 2.19 Bn | 1.45 Bn | - | 30.88% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 37.05% |
| Mar 31, 2026 | 41.53% |
| Dec 31, 2025 | 88.33% |
| Sep 30, 2025 | 31.94% |
| Jun 30, 2025 | 44.76% |
| Mar 31, 2025 | 44.04% |
| Dec 31, 2024 | 379.89% |
| Dec 31, 2023 | 433.38% |
| Dec 31, 2022 | 662.48% |
| Dec 31, 2020 | -1,128.80% |
| Sep 30, 2020 | 3,356.31% |
| Jun 30, 2020 | 2,904.76% |
| Mar 31, 2020 | 37.86% |
| Dec 31, 2019 | -9.82% |
| Sep 30, 2019 | 7.07% |
| Jun 30, 2019 | 26.90% |
| Mar 31, 2019 | 21.96% |
| Dec 31, 2018 | 15.41% |
| Sep 30, 2018 | 19.46% |
| Jun 30, 2018 | 16.81% |