Ofg Bancorp (OFG) Net Margin (2010 - 2026)
Ofg Bancorp (OFG) reported Net Margin of 29.0% for Q1 2026, up 348.0% year-over-year from 6.47% in Q1 2025, and down 4.36% quarter-over-quarter from 30.32% in Q4 2025.
Ofg Bancorp (OFG) Net Margin (2010 - 2026) Analysis & Trends
Ofg Bancorp (OFG) has 16 years of Net Margin data on file, last reported at 29.0% in Q1 2026.
- Net Margin for Q1 2026 came in at 29.0%, up 348.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 28.89% (down 7226.0% YoY), and the FY2025 annual result was 2760.47%, up 126519.0% from the prior year.
- Net Margin retreated to 29.0% in Q1 2026 per OFG's latest filing, from 30.32% in the prior quarter.
- Over five years, Net Margin peaked at 662.48% in Q4 2022 and troughed at 25.52% in Q1 2025.
- A 5-year average of 202.11% and a median of 29.66% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2025 and 2026: Net Margin plunged 34957 bps in 2025, then jumped 348 bps in 2026.
- A 5-year view of Net Margin shows it stood at 662.48% in 2022, then slumped by 35 bps to 433.38% in 2023, then fell by 12 bps to 379.89% in 2024, then sank by 92 bps to 30.32% in 2025, then slipped by 4 bps to 29.0% in 2026.
- Business Quant data shows OFG's Net Margin at 29.0% in Q1 2026, 30.32% in Q4 2025, and 27.84% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Ofg Bancorp | 2.05 Bn | 1.42 Bn | - | 29.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.00% |
| Dec 31, 2025 | 30.32% |
| Sep 30, 2025 | 27.84% |
| Jun 30, 2025 | 28.41% |
| Mar 31, 2025 | 25.52% |
| Dec 31, 2024 | 379.89% |
| Dec 31, 2023 | 433.38% |
| Dec 31, 2022 | 662.48% |
| Jun 30, 2020 | 2,904.76% |
| Mar 31, 2020 | 37.86% |
| Dec 31, 2019 | -2.65% |
| Sep 30, 2019 | 5.59% |
| Jun 30, 2019 | 21.48% |
| Mar 31, 2019 | 21.96% |
| Dec 31, 2018 | 21.75% |
| Sep 30, 2018 | 19.46% |
| Jun 30, 2018 | 16.81% |
| Mar 31, 2018 | 14.54% |
| Dec 31, 2017 | 15.06% |
| Sep 30, 2017 | -0.15% |