Ofg Bancorp (OFG) Net Margin (2010 - 2026)
Ofg Bancorp's (OFG) quarterly Net Margin came in at 30.88% in Q2 2026, up 248.0% year-over-year from 8.87% in Q2 2025, and up 6.49% quarter-over-quarter from 29.0% in Q1 2026.
Analysis
Ofg Bancorp (OFG) Net Margin (2010 - 2026) Analysis & Trends
Ofg Bancorp (OFG) has reported Net Margin for 14 consecutive years, with 30.88% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin rose 248.0% year-over-year to 30.88% in Q2 2026; TTM through Jun 2026 was 29.52%, a 2252.0% decrease from a year earlier, with the FY2025 full-year figure at 2760.47%, up 126519.0% from the prior year.
- Net Margin was 30.88% for Q2 2026 at Ofg Bancorp, up from 29.0% in the prior quarter.
- Over five years, Net Margin peaked at 379.89% in Q4 2024 and troughed at 25.52% in Q1 2025.
- A 3-year average of 78.84% and a median of 29.0% in 2026 frame the typical range for Net Margin.
- Across the five-year window, Net Margin sank 34957 bps in 2025 and soared 348 bps in 2026, its largest moves.
- Over 3 years, Net Margin stood at 379.89% in 2024, then slumped by 92 bps to 30.32% in 2025, then grew by 2 bps to 30.88% in 2026.
- The last three Net Margin figures came in at 30.88% (Q2 2026), 29.0% (Q1 2026), and 30.32% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 945.33 Bn | 945.33 Bn | - | - |
| 2 | Truist Financial | 61.38 Bn | 61.38 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.41 Bn | 25.69 Bn | - | 23.30% |
| 4 | M&T Bank | 34.68 Bn | 34.68 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.40 Bn | 28.88 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.20 Bn | 29.20 Bn | - | 24.27% |
| 7 | Regions Financial | 25.47 Bn | 25.47 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 24.71 Bn | 24.19 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.20 Bn | -24.50 Bn | - | 24.18% |
| 10 | Ofg Bancorp | 2.21 Bn | 1.46 Bn | - | 30.88% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.88% |
| Mar 31, 2026 | 29.00% |
| Dec 31, 2025 | 30.32% |
| Sep 30, 2025 | 27.84% |
| Jun 30, 2025 | 28.41% |
| Mar 31, 2025 | 25.52% |
| Dec 31, 2024 | 379.89% |
| Dec 31, 2020 | -1,128.80% |
| Sep 30, 2020 | 3,356.31% |
| Jun 30, 2020 | 2,904.76% |
| Mar 31, 2020 | 37.86% |
| Dec 31, 2019 | -2.65% |
| Sep 30, 2019 | 5.59% |
| Jun 30, 2019 | 21.48% |
| Mar 31, 2019 | 21.96% |
| Dec 31, 2018 | 21.75% |
| Sep 30, 2018 | 19.46% |
| Jun 30, 2018 | 16.81% |
| Mar 31, 2018 | 14.54% |
| Dec 31, 2017 | 15.06% |