Ofg Bancorp (OFG) Net Margin (2010 - 2026)

Ofg Bancorp's (OFG) quarterly Net Margin came in at 41.53% in Q1 2026, down 251.0% year-on-year from 27.5% in Q1 2025, and up 42.31% on a QoQ basis from 29.18% in Q4 2025.

Ofg Bancorp (OFG) Net Margin (2010 - 2026) Analysis & Trends

Ofg Bancorp (OFG) has 16 years of Net Margin data on file, last reported at 41.53% in Q1 2026.

  • On a quarterly basis, Net Margin fell 251.0% year-over-year to 41.53% in Q1 2026; TTM through Mar 2026 was 35.61%, a 13062.0% decrease from a year earlier, with the FY2025 full-year figure at 2760.47%, up 126519.0% from the prior year.
  • Net Margin for Q1 2026 stood at 41.53%, up from 29.18% in the prior quarter.
  • Over the last five years, Net Margin for OFG reached as high as 662.48% in Q4 2022 and fell as low as 29.18% in Q4 2025.
  • Historically, Net Margin has averaged 208.4% across 5 years, with a median of 44.4% in 2025.
  • Across the five-year window, Net Margin plunged 35071 bps in 2025 and tumbled 251 bps in 2026, its largest moves.
  • Year by year, Net Margin stood at 662.48% in 2022, then tumbled by 35 bps to 433.38% in 2023, then slipped by 12 bps to 379.89% in 2024, then plunged by 92 bps to 29.18% in 2025, then surged by 42 bps to 41.53% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 41.53% in Q1 2026, 29.18% in Q4 2025, and 31.94% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 Ofg Bancorp 2.24 Bn 1.61 Bn - 41.53%

Historic Data

Download Data
DateValue
Mar 31, 2026 41.53%
Dec 31, 2025 29.18%
Sep 30, 2025 31.94%
Jun 30, 2025 44.76%
Mar 31, 2025 44.04%
Dec 31, 2024 379.89%
Dec 31, 2023 433.38%
Dec 31, 2022 662.48%
Dec 31, 2020 -1,128.80%
Sep 30, 2020 3,356.31%
Jun 30, 2020 2,904.76%
Mar 31, 2020 37.86%
Dec 31, 2019 -3.70%
Sep 30, 2019 7.07%
Jun 30, 2019 26.90%
Mar 31, 2019 21.96%
Dec 31, 2018 21.75%
Sep 30, 2018 19.46%
Jun 30, 2018 16.81%
Mar 31, 2018 17.61%