Ofg Bancorp (OFG) FCF Margin (2010 - 2026)
Ofg Bancorp's FCF Margin came in at 23.68% for Q2 2026, up 6.25 percentage points from 17.43% a year earlier but down 13.30 percentage points from the prior quarter.
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Analysis
Ofg Bancorp (OFG) FCF Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Ofg Bancorp reported FCF Margin of 27.14%, down 0.21 percentage points year-over-year; for FY2025, it came in at 27.25%, down 5.23 percentage points from FY2024.
- FCF Margin carries a five-year change of +23.56 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 32.48% in FY2024 (-7.82 pp), 40.30% in FY2023 (+18.56 pp), 21.74% in FY2022 (+7.50 pp) and 14.24% in FY2021 (+10.55 pp).
- The five-year range for quarterly FCF Margin is -0.69% (Q4 2021) to 55.57% (Q4 2023).
- Year-over-year, FCF Margin increased in three of the last eight quarters, with an average year-over-year change of -9.72 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q3 2023 (a gain of 37.47 percentage points), and the weakest in Q4 2024 (a drop of 36.84 percentage points).
- Business Quant data shows OFG's FCF Margin at 36.97% (Q1 2026), 28.93% (Q4 2025) and 19.08% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 66.09% |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | -21.69% |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 189.34% |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | -230.94% |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 19.57% |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 40.54% |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 22.12% |
| 10 | Ofg Bancorp | 2.14 Bn | -846.10 Mn | - | 44.71% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 44.71% |
| Jun 30, 2026 | 23.68% |
| Mar 31, 2026 | 36.97% |
| Dec 31, 2025 | 28.93% |
| Sep 30, 2025 | 19.08% |
| Jun 30, 2025 | 17.43% |
| Mar 31, 2025 | 44.08% |
| Dec 31, 2024 | 18.73% |
| Sep 30, 2024 | 29.63% |
| Jun 30, 2024 | 50.26% |
| Mar 31, 2024 | 31.42% |
| Dec 31, 2023 | 55.57% |
| Sep 30, 2023 | 49.18% |
| Jun 30, 2023 | 25.10% |
| Mar 31, 2023 | 29.78% |
| Dec 31, 2022 | 25.36% |
| Sep 30, 2022 | 11.72% |
| Jun 30, 2022 | 27.87% |
| Mar 31, 2022 | 22.03% |
| Dec 31, 2021 | -0.69% |
API Access
Ofg Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=OFG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "OFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=OFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();