Ofg Bancorp (OFG) EBT Margin (2010 - 2026)
Ofg Bancorp (OFG) posted quarterly EBT Margin of 52.96% for Q1 2026, down 448.0% year-over-year from 15.22% in Q1 2025, and down 29.32% quarter-over-quarter from 74.94% in Q4 2025.
Ofg Bancorp (OFG) EBT Margin (2010 - 2026) Analysis & Trends
Ofg Bancorp (OFG) has reported EBT Margin for 16 consecutive years, with 52.96% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin fell 448.0% year-over-year to 52.96%; the TTM figure through Mar 2026 stood at 51.67% (down 15845.0% YoY), while the FY2025 annual figure was 3150.97%, up 123632.0% from the prior year.
- EBT Margin slipped to 52.96% in Q1 2026 per OFG's latest filing, from 74.94% in the prior quarter.
- Across five years, EBT Margin topped out at 973.54% in Q4 2022 and bottomed at 37.81% in Q3 2025.
- Historically, EBT Margin has averaged 286.05% across 5 years, with a median of 66.19% in 2025.
- Annual changes were most pronounced in 2023 — EBT Margin tumbled 33708 bps — and 2026, when it sank 448 bps.
- Ofg Bancorp's EBT Margin stood at 973.54% in 2022, then slumped by 35 bps to 636.46% in 2023, then plunged by 37 bps to 398.3% in 2024, then plunged by 81 bps to 74.94% in 2025, then declined by 29 bps to 52.96% in 2026.
- Business Quant data shows OFG's EBT Margin at 52.96% in Q1 2026, 74.94% in Q4 2025, and 37.81% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Ofg Bancorp | 2.19 Bn | 1.45 Bn | - | 39.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 46.95% |
| Mar 31, 2026 | 52.96% |
| Dec 31, 2025 | 74.94% |
| Sep 30, 2025 | 37.81% |
| Jun 30, 2025 | 56.92% |
| Mar 31, 2025 | 57.45% |
| Dec 31, 2024 | 398.30% |
| Dec 31, 2023 | 636.46% |
| Dec 31, 2022 | 973.54% |
| Dec 31, 2020 | -1,559.74% |
| Sep 30, 2020 | 4,388.30% |
| Jun 30, 2020 | 4,183.72% |
| Mar 31, 2020 | 459.08% |
| Dec 31, 2019 | -11.47% |
| Sep 30, 2019 | 10.31% |
| Jun 30, 2019 | 41.97% |
| Mar 31, 2019 | 35.24% |
| Dec 31, 2018 | 28.86% |
| Sep 30, 2018 | 35.04% |
| Jun 30, 2018 | 30.37% |