Ofg Bancorp (OFG) EBT Margin (2010 - 2026)
Ofg Bancorp (OFG) reported EBT Margin of 39.14% for Q2 2026, up 3.01 percentage points from 36.13% a year earlier and up 2.15 percentage points from the prior quarter.
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Analysis
Ofg Bancorp (OFG) EBT Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Ofg Bancorp's EBT Margin came in at 33.75%, up 0.36 percentage points year-over-year; for FY2025, it came in at 32.01%, down 3.65 percentage points from FY2024.
- EBT Margin has declined for three consecutive years, though with a five-year change of +14.21 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 35.65% in FY2024 (-2.83 pp), 38.48% in FY2023 (-1.29 pp), 39.77% in FY2022 (+0.07 pp) and 39.70% in FY2021 (+21.90 pp).
- The Q2 2026 figure ranks as the highest quarterly EBT Margin since Q2 2024.
- Year over year, EBT Margin gained in two of the last eight quarters, with an average year-over-year change of -2.44 percentage points.
- The high point for year-over-year EBT Margin in five years was Q3 2021 (a gain of 19.54 percentage points); the low point was Q4 2024 (a drop of 8.65 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 36.99% (Q1 2026), 25.73% (Q4 2025) and 32.96% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 40.13% |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 29.93% |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 51.73% |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 41.80% |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 31.85% |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 37.49% |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 32.46% |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 70.61% |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 22.58% |
| 10 | Ofg Bancorp | 2.14 Bn | -846.10 Mn | - | 38.56% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 38.56% |
| Jun 30, 2026 | 39.14% |
| Mar 31, 2026 | 36.99% |
| Dec 31, 2025 | 25.73% |
| Sep 30, 2025 | 32.96% |
| Jun 30, 2025 | 36.13% |
| Mar 31, 2025 | 33.29% |
| Dec 31, 2024 | 28.89% |
| Sep 30, 2024 | 35.36% |
| Jun 30, 2024 | 39.63% |
| Mar 31, 2024 | 38.93% |
| Dec 31, 2023 | 37.55% |
| Sep 30, 2023 | 38.20% |
| Jun 30, 2023 | 38.76% |
| Mar 31, 2023 | 39.52% |
| Dec 31, 2022 | 40.43% |
| Sep 30, 2022 | 39.79% |
| Jun 30, 2022 | 39.23% |
| Mar 31, 2022 | 39.54% |
| Dec 31, 2021 | 34.16% |
API Access
Ofg Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=OFG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "OFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=OFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();