Orange County Bancorp, Inc. /DE/ (OBT) Net Margin (2020 - 2026)
Orange County Bancorp (OBT) posted Net Margin of 49.11% for Q2 2026, up 16.88 percentage points from 32.23% a year earlier and up 13.93 percentage points from the prior quarter.
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Orange County Bancorp, Inc. /DE/ (OBT) Net Margin (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Orange County Bancorp was 37.42%, up 11.72 percentage points year-over-year; for FY2025, it was 32.71%, up 6.83 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +13.30 percentage points (FY2020 to FY2025).
- In prior years, Orange County Bancorp's Net Margin was 25.88% in FY2024 (-3.07 pp), 28.95% in FY2023 (+1.91 pp), 27.04% in FY2022 (-2.29 pp) and 29.34% in FY2021 (+9.92 pp).
- The Q2 2026 figure stands as the highest quarterly Net Margin in data going back to Q2 2020.
- On a year-over-year basis, Net Margin has increased in each of the last five quarters, with an average year-over-year change of +2.37 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was Q2 2023, with a gain of 24.80 percentage points; the weakest was Q3 2024, with a drop of 23.29 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 35.18% (Q1 2026), 37.63% (Q4 2025) and 29.70% (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.11% |
| Mar 31, 2026 | 35.18% |
| Dec 31, 2025 | 37.63% |
| Sep 30, 2025 | 29.70% |
| Jun 30, 2025 | 32.23% |
| Mar 31, 2025 | 31.10% |
| Dec 31, 2024 | 26.16% |
| Sep 30, 2024 | 11.85% |
| Jun 30, 2024 | 29.41% |
| Mar 31, 2024 | 36.74% |
| Dec 31, 2023 | 31.38% |
| Sep 30, 2023 | 35.14% |
| Jun 30, 2023 | 35.10% |
| Mar 31, 2023 | 13.29% |
| Dec 31, 2022 | 35.01% |
| Sep 30, 2022 | 32.25% |
| Jun 30, 2022 | 10.30% |
| Mar 31, 2022 | 27.55% |
| Dec 31, 2021 | 28.37% |
| Sep 30, 2021 | 29.49% |
API Access
Orange County Bancorp, Inc. /DE/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=OBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "OBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=OBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();