Orange County Bancorp (OBT) Net Margin (2020 - 2026)
Orange County Bancorp (OBT) posted Net Margin of 49.11% for Q2 2026, up 16.88 percentage points from 32.23% a year earlier and up 13.93 percentage points from the prior quarter.
Powered by 
Analysis
Orange County Bancorp (OBT) Net Margin (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Orange County Bancorp was 37.42%, up 11.72 percentage points year-over-year; for FY2025, it was 32.71%, up 6.83 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +13.30 percentage points (FY2020 to FY2025).
- In prior years, Orange County Bancorp's Net Margin was 25.88% in FY2024 (-3.07 pp), 28.95% in FY2023 (+1.91 pp), 27.04% in FY2022 (-2.29 pp) and 29.34% in FY2021 (+9.92 pp).
- The Q2 2026 figure stands as the highest quarterly Net Margin in data going back to Q2 2020.
- On a year-over-year basis, Net Margin has increased in each of the last five quarters, with an average year-over-year change of +2.37 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was Q2 2023, with a gain of 24.80 percentage points; the weakest was Q3 2024, with a drop of 23.29 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 35.18% (Q1 2026), 37.63% (Q4 2025) and 29.70% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Orange County Bancorp | 505.21 Mn | 505.21 Mn | - | 49.11% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.11% |
| Mar 31, 2026 | 35.18% |
| Dec 31, 2025 | 37.63% |
| Sep 30, 2025 | 29.70% |
| Jun 30, 2025 | 32.23% |
| Mar 31, 2025 | 31.10% |
| Dec 31, 2024 | 26.16% |
| Sep 30, 2024 | 11.85% |
| Jun 30, 2024 | 29.41% |
| Mar 31, 2024 | 36.74% |
| Dec 31, 2023 | 31.38% |
| Sep 30, 2023 | 35.14% |
| Jun 30, 2023 | 35.10% |
| Mar 31, 2023 | 13.29% |
| Dec 31, 2022 | 35.01% |
| Sep 30, 2022 | 32.25% |
| Jun 30, 2022 | 10.30% |
| Mar 31, 2022 | 27.55% |
| Dec 31, 2021 | 28.37% |
| Sep 30, 2021 | 29.49% |
API Access
Orange County Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=OBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "OBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=OBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();