Orange County Bancorp (OBT) Net Margin (2020 - 2026)
Orange County Bancorp's (OBT) quarterly Net Margin came in at 52.97% in Q1 2026, down 2670.0% year-on-year from 2.06% in Q1 2025, and down 163.61% quarter-over-quarter from 83.28% in Q4 2025.
Orange County Bancorp (OBT) Net Margin (2020 - 2026) Analysis & Trends
Orange County Bancorp's Net Margin history runs 7 years deep, the most recent figure standing at 52.97% for Q1 2026.
- On a quarterly basis, Net Margin fell 2670.0% year-over-year to 52.97% in Q1 2026; TTM through Mar 2026 was 72.32%, a 3065.0% decrease from a year earlier, with the FY2025 full-year figure at 47.9%, down 847.0% from the prior year.
- Net Margin slipped to 52.97% in Q1 2026 per OBT's latest filing, from 83.28% in the prior quarter.
- Across five years, Net Margin topped out at 113.68% in Q4 2023 and bottomed at 52.97% in Q1 2026.
- The 5-year median for Net Margin is 15.42% (2022), against an average of 1.32%.
- Across the five-year window, Net Margin plunged 7920 bps in 2022 and surged 7970 bps in 2023, its largest moves.
- Year by year, Net Margin stood at 33.98% in 2022, then soared by 235 bps to 113.68% in 2023, then sank by 40 bps to 68.52% in 2024, then rose by 22 bps to 83.28% in 2025, then plunged by 164 bps to 52.97% in 2026.
- Per Business Quant, the three latest OBT Net Margin figures stand at 52.97% (Q1 2026), 83.28% (Q4 2025), and 47.82% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Orange County Bancorp | 499.60 Mn | 418.73 Mn | - | -52.97% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -52.97% |
| Dec 31, 2025 | 83.28% |
| Sep 30, 2025 | -47.82% |
| Jun 30, 2025 | -30.97% |
| Mar 31, 2025 | -26.27% |
| Dec 31, 2024 | 68.52% |
| Sep 30, 2024 | -13.21% |
| Jun 30, 2024 | -20.72% |
| Mar 31, 2024 | -20.44% |
| Dec 31, 2023 | 113.68% |
| Sep 30, 2023 | -15.03% |
| Jun 30, 2023 | -20.50% |
| Mar 31, 2023 | -9.24% |
| Dec 31, 2022 | 33.98% |
| Sep 30, 2022 | -15.42% |
| Jun 30, 2022 | -5.81% |
| Mar 31, 2022 | -43.53% |
| Dec 31, 2021 | 31.28% |
| Sep 30, 2021 | 32.69% |
| Jun 30, 2021 | 38.58% |