Orange County Bancorp (OBT) Net Margin (2020 - 2026)
Orange County Bancorp (OBT) posted quarterly Net Margin of 52.97% for Q1 2026, down 2670.0% year-over-year from 2.06% in Q1 2025, and down 163.61% quarter-over-quarter from 83.28% in Q4 2025.
Orange County Bancorp (OBT) Net Margin (2020 - 2026) Analysis & Trends
Orange County Bancorp's Net Margin history runs 7 years deep, the most recent figure standing at 52.97% for Q1 2026.
- In Q1 2026, Net Margin fell 2670.0% year-over-year to 52.97%; the TTM figure through Mar 2026 stood at 72.32% (down 2518.0% YoY), while the FY2025 annual figure was 47.9%, down 847.0% from the prior year.
- Net Margin for Q1 2026 stood at 52.97%, down from 83.28% in the prior quarter.
- The five-year high for Net Margin was 83.28% in Q4 2025, with the low at 52.97% in Q1 2026.
- The 5-year median for Net Margin is 15.42% (2022), against an average of 7.87%.
- The sharpest annual moves came in 2022 and 2025: Net Margin tumbled 7920 bps in 2022, then surged 3744 bps in 2025.
- Orange County Bancorp's Net Margin stood at 28.39% in 2022, then gained by 8 bps to 30.65% in 2023, then jumped by 50 bps to 45.84% in 2024, then soared by 82 bps to 83.28% in 2025, then sank by 164 bps to 52.97% in 2026.
- Business Quant data shows OBT's Net Margin at 52.97% in Q1 2026, 83.28% in Q4 2025, and 47.82% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.89 Bn | 84.69 Bn | - | - |
| 2 | Pnc Financial Services | 98.09 Bn | 98.09 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.96 Bn | -81.36 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.44 Bn | 56.75 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.94 Bn | 61.94 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.71 Bn | 25.99 Bn | - | 23.30% |
| 10 | Orange County Bancorp | 508.49 Mn | 112.59 Mn | - | 49.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -63.99% |
| Mar 31, 2026 | -52.97% |
| Dec 31, 2025 | 83.28% |
| Sep 30, 2025 | -47.82% |
| Jun 30, 2025 | -30.97% |
| Mar 31, 2025 | -26.27% |
| Dec 31, 2024 | 45.84% |
| Sep 30, 2024 | -13.21% |
| Jun 30, 2024 | -20.72% |
| Mar 31, 2024 | -20.44% |
| Dec 31, 2023 | 30.65% |
| Sep 30, 2023 | -15.03% |
| Jun 30, 2023 | -20.50% |
| Mar 31, 2023 | -9.24% |
| Dec 31, 2022 | 28.39% |
| Sep 30, 2022 | -15.42% |
| Jun 30, 2022 | -5.81% |
| Mar 31, 2022 | -43.53% |
| Dec 31, 2021 | 31.28% |
| Sep 30, 2021 | 32.69% |