Orange County Bancorp (OBT) Net Margin (2020 - 2026)

Orange County Bancorp's Net Margin history runs 7 years deep, the most recent figure standing at 35.18% for Q1 2026.

• In Q1 2026, Net Margin rose 407.0% year-over-year to 35.18%; the TTM figure through Mar 2026 stood at 33.66% (up 894.0% YoY), while the FY2025 annual figure was 32.71%, up 683.0% from the prior year.
• Net Margin was 35.18% for Q1 2026 at Orange County Bancorp, down from 37.63% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 37.63% in Q4 2025 to a low of 9.85% in Q2 2022.
• Historically, Net Margin has averaged 28.72% across 5 years, with a median of 31.1% in 2025.
• The sharpest annual moves came in 2023 and 2024: Net Margin jumped 2525 bps in 2023, then slumped 2329 bps in 2024.
• A 5-year view of Net Margin shows it stood at 35.01% in 2022, then retreated by 9 bps to 31.77% in 2023, then fell by 18 bps to 26.16% in 2024, then soared by 44 bps to 37.63% in 2025, then dropped by 7 bps to 35.18% in 2026.
• The last three Net Margin figures came in at 35.18% (Q1 2026), 37.63% (Q4 2025), and 29.7% (Q3 2025), per Business Quant data.