Orange County Bancorp (OBT) EBT Margin (2020 - 2026)
Orange County Bancorp (OBT) posted quarterly EBT Margin of 68.49% for Q1 2026, down 3442.0% year-over-year from 2.05% in Q1 2025, and down 174.84% quarter-over-quarter from 91.52% in Q4 2025.
Orange County Bancorp (OBT) EBT Margin (2020 - 2026) Analysis & Trends
Orange County Bancorp's EBT Margin history runs 7 years deep, the most recent figure standing at 68.49% for Q1 2026.
- In Q1 2026, EBT Margin fell 3442.0% year-over-year to 68.49%; the TTM figure through Mar 2026 stood at 89.77% (down 4017.0% YoY), while the FY2025 annual figure was 59.34%, down 32.0% from the prior year.
- EBT Margin for Q1 2026 stood at 68.49%, down from 91.52% in the prior quarter.
- The five-year high for EBT Margin was 91.52% in Q4 2025, with the low at 68.49% in Q1 2026.
- The 5-year median for EBT Margin is 19.07% (2022), against an average of 11.9%.
- The sharpest annual moves came in 2022 and 2025: EBT Margin sank 9826 bps in 2022, then soared 5901 bps in 2025.
- Orange County Bancorp's EBT Margin stood at 40.32% in 2022, then increased by 3 bps to 41.33% in 2023, then decreased by 21 bps to 32.51% in 2024, then soared by 181 bps to 91.52% in 2025, then slumped by 175 bps to 68.49% in 2026.
- Business Quant data shows OBT's EBT Margin at 68.49% in Q1 2026, 91.52% in Q4 2025, and 62.13% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Orange County Bancorp | 508.49 Mn | 112.59 Mn | - | 41.56% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -54.16% |
| Mar 31, 2026 | -68.49% |
| Dec 31, 2025 | 91.52% |
| Sep 30, 2025 | -62.13% |
| Jun 30, 2025 | -40.23% |
| Mar 31, 2025 | -34.07% |
| Dec 31, 2024 | 32.51% |
| Sep 30, 2024 | -16.45% |
| Jun 30, 2024 | -25.80% |
| Mar 31, 2024 | -25.56% |
| Dec 31, 2023 | 41.33% |
| Sep 30, 2023 | -18.78% |
| Jun 30, 2023 | -25.33% |
| Mar 31, 2023 | -11.23% |
| Dec 31, 2022 | 40.32% |
| Sep 30, 2022 | -19.07% |
| Jun 30, 2022 | -6.91% |
| Mar 31, 2022 | -53.90% |
| Dec 31, 2021 | 42.14% |
| Sep 30, 2021 | 40.61% |