Orange County Bancorp (OBT) EBT Margin (2020 - 2026)
Orange County Bancorp's (OBT) quarterly EBT Margin came in at 68.49% in Q1 2026, down 3442.0% year-on-year from 2.05% in Q1 2025, and down 174.84% quarter-over-quarter from 91.52% in Q4 2025.
Orange County Bancorp (OBT) EBT Margin (2020 - 2026) Analysis & Trends
Orange County Bancorp's EBT Margin history runs 7 years deep, the most recent figure standing at 68.49% for Q1 2026.
- On a quarterly basis, EBT Margin fell 3442.0% year-over-year to 68.49% in Q1 2026; TTM through Mar 2026 was 89.77%, a 4593.0% decrease from a year earlier, with the FY2025 full-year figure at 59.34%, down 32.0% from the prior year.
- EBT Margin declined to 68.49% in Q1 2026 per OBT's latest filing, from 91.52% in the prior quarter.
- Across five years, EBT Margin topped out at 153.3% in Q4 2023 and bottomed at 68.49% in Q1 2026.
- The 5-year median for EBT Margin is 19.07% (2022), against an average of 3.9%.
- Across the five-year window, EBT Margin jumped 10503 bps in 2023 and tumbled 10471 bps in 2024, its largest moves.
- Year by year, EBT Margin stood at 48.27% in 2022, then surged by 218 bps to 153.3% in 2023, then tumbled by 68 bps to 48.6% in 2024, then soared by 88 bps to 91.52% in 2025, then sank by 175 bps to 68.49% in 2026.
- Per Business Quant, the three latest OBT EBT Margin figures stand at 68.49% (Q1 2026), 91.52% (Q4 2025), and 62.13% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | Orange County Bancorp | 499.60 Mn | 418.73 Mn | - | -68.49% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -68.49% |
| Dec 31, 2025 | 91.52% |
| Sep 30, 2025 | -62.13% |
| Jun 30, 2025 | -40.23% |
| Mar 31, 2025 | -34.07% |
| Dec 31, 2024 | 48.60% |
| Sep 30, 2024 | -16.45% |
| Jun 30, 2024 | -25.80% |
| Mar 31, 2024 | -25.56% |
| Dec 31, 2023 | 153.30% |
| Sep 30, 2023 | -18.78% |
| Jun 30, 2023 | -25.33% |
| Mar 31, 2023 | -11.23% |
| Dec 31, 2022 | 48.27% |
| Sep 30, 2022 | -19.07% |
| Jun 30, 2022 | -6.91% |
| Mar 31, 2022 | -53.90% |
| Dec 31, 2021 | 42.14% |
| Sep 30, 2021 | 40.61% |
| Jun 30, 2021 | 47.91% |