Orange County Bancorp (OBT) EBT Margin (2020 - 2026)

Orange County Bancorp's (OBT) quarterly EBT Margin came in at 68.49% in Q1 2026, down 3442.0% year-on-year from 2.05% in Q1 2025, and down 174.84% quarter-over-quarter from 91.52% in Q4 2025.

Orange County Bancorp (OBT) EBT Margin (2020 - 2026) Analysis & Trends

Orange County Bancorp's EBT Margin history runs 7 years deep, the most recent figure standing at 68.49% for Q1 2026.

  • On a quarterly basis, EBT Margin fell 3442.0% year-over-year to 68.49% in Q1 2026; TTM through Mar 2026 was 89.77%, a 4593.0% decrease from a year earlier, with the FY2025 full-year figure at 59.34%, down 32.0% from the prior year.
  • EBT Margin declined to 68.49% in Q1 2026 per OBT's latest filing, from 91.52% in the prior quarter.
  • Across five years, EBT Margin topped out at 153.3% in Q4 2023 and bottomed at 68.49% in Q1 2026.
  • The 5-year median for EBT Margin is 19.07% (2022), against an average of 3.9%.
  • Across the five-year window, EBT Margin jumped 10503 bps in 2023 and tumbled 10471 bps in 2024, its largest moves.
  • Year by year, EBT Margin stood at 48.27% in 2022, then surged by 218 bps to 153.3% in 2023, then tumbled by 68 bps to 48.6% in 2024, then soared by 88 bps to 91.52% in 2025, then sank by 175 bps to 68.49% in 2026.
  • Per Business Quant, the three latest OBT EBT Margin figures stand at 68.49% (Q1 2026), 91.52% (Q4 2025), and 62.13% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 558,628.45%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 7.80%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 167.25%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 46.65%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 39.06%
7 First Capital 200.03 Bn 199.69 Bn - 311.44%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 36.05%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 35.47%
10 Orange County Bancorp 499.60 Mn 418.73 Mn - -68.49%

Historic Data

Download Data
DateValue
Mar 31, 2026 -68.49%
Dec 31, 2025 91.52%
Sep 30, 2025 -62.13%
Jun 30, 2025 -40.23%
Mar 31, 2025 -34.07%
Dec 31, 2024 48.60%
Sep 30, 2024 -16.45%
Jun 30, 2024 -25.80%
Mar 31, 2024 -25.56%
Dec 31, 2023 153.30%
Sep 30, 2023 -18.78%
Jun 30, 2023 -25.33%
Mar 31, 2023 -11.23%
Dec 31, 2022 48.27%
Sep 30, 2022 -19.07%
Jun 30, 2022 -6.91%
Mar 31, 2022 -53.90%
Dec 31, 2021 42.14%
Sep 30, 2021 40.61%
Jun 30, 2021 47.91%