Orange County Bancorp (OBT) EBT Margin (2020 - 2026)

Orange County Bancorp's EBT Margin history runs 7 years deep, the most recent figure standing at 45.48% for Q1 2026.

• In Q1 2026, EBT Margin rose 515.0% year-over-year to 45.48%; the TTM figure through Mar 2026 stood at 41.78% (up 1055.0% YoY), while the FY2025 annual figure was 40.53%, up 821.0% from the prior year.
• EBT Margin was 45.48% for Q1 2026 at Orange County Bancorp, up from 41.36% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 45.94% in Q1 2024 to a low of 11.72% in Q2 2022.
• Historically, EBT Margin has averaged 35.91% across 5 years, with a median of 40.34% in 2025.
• The sharpest annual moves came in 2023 and 2024: EBT Margin jumped 3165 bps in 2023, then sank 2916 bps in 2024.
• A 5-year view of EBT Margin shows it stood at 44.48% in 2022, then slipped by 7 bps to 41.33% in 2023, then declined by 21 bps to 32.75% in 2024, then rose by 26 bps to 41.36% in 2025, then gained by 10 bps to 45.48% in 2026.
• The last three EBT Margin figures came in at 45.48% (Q1 2026), 41.36% (Q4 2025), and 38.59% (Q3 2025), per Business Quant data.