Orange County Bancorp, Inc. /DE/ (OBT) EBT Margin (2020 - 2026)
Orange County Bancorp (OBT) reported EBT Margin of 41.56% for Q2 2026, down 0.31 percentage points from 41.87% a year earlier and down 3.92 percentage points from the prior quarter.
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Analysis
Orange County Bancorp, Inc. /DE/ (OBT) EBT Margin (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Orange County Bancorp's EBT Margin came in at 41.71%, up 8.79 percentage points year-over-year; for FY2025, it was 40.53%, up 8.21 percentage points from FY2024.
- EBT Margin has a five-year change of +16.40 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 32.32% in FY2024 (-4.17 pp), 36.49% in FY2023 (+2.88 pp), 33.61% in FY2022 (-3.15 pp) and 36.76% in FY2021 (+12.63 pp).
- Five-year quarterly EBT Margin spans a low of 12.25% in Q2 2022 and a high of 45.94% in Q1 2024.
- Year over year, EBT Margin gained in four of the last eight quarters, with an average year-over-year change of -0.10 percentage points.
- The high point for year-over-year EBT Margin in five years was Q2 2023 (a gain of 31.12 percentage points); the low point was Q3 2024 (a drop of 29.16 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 45.48% (Q1 2026), 41.36% (Q4 2025) and 38.59% (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.56% |
| Mar 31, 2026 | 45.48% |
| Dec 31, 2025 | 41.36% |
| Sep 30, 2025 | 38.59% |
| Jun 30, 2025 | 41.87% |
| Mar 31, 2025 | 40.34% |
| Dec 31, 2024 | 32.75% |
| Sep 30, 2024 | 14.75% |
| Jun 30, 2024 | 36.63% |
| Mar 31, 2024 | 45.94% |
| Dec 31, 2023 | 41.33% |
| Sep 30, 2023 | 43.91% |
| Jun 30, 2023 | 43.37% |
| Mar 31, 2023 | 16.15% |
| Dec 31, 2022 | 44.48% |
| Sep 30, 2022 | 39.88% |
| Jun 30, 2022 | 12.25% |
| Mar 31, 2022 | 34.12% |
| Dec 31, 2021 | 36.75% |
| Sep 30, 2021 | 36.64% |
API Access
Orange County Bancorp, Inc. /DE/ EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=OBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "OBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=OBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();