Nu Holdings (NU) Return on Assets [ROA] (2022 - 2026)
Nu Holdings' Return on Assets [ROA] was 3.95% in Q2 2026, down 1.63 percentage points from 5.58% a year earlier but up 0.18 percentage points from the prior quarter.
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Analysis
Nu Holdings (NU) Return on Assets [ROA] (2022 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Nu Holdings came in at 4.60%, up 0.37 percentage points from FY2024.
- Return on Assets [ROA] has now increased for three consecutive years, with a four-year change of +5.70 percentage points (FY2021 to FY2025).
- In earlier years, Return on Assets [ROA] was 4.23% in FY2024 (+1.42 pp), 2.81% in FY2023 (+4.28 pp), -1.46% in FY2022 (-0.36 pp) and -1.10% in FY2021.
- Quarterly Return on Assets [ROA] has moved between -1.47% (Q4 2022) and 6.34% (Q3 2025) over five years.
- Compared with a year earlier, Return on Assets [ROA] was higher in six of the last eight quarters, with an average year-over-year change of +1.00 percentage points.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q4 2023 (a gain of 4.07 percentage points); the worst was Q2 2026 (a drop of 1.63 percentage points).
- Per Business Quant data, NU's Return on Assets [ROA] in the three quarters before Q2 2026 was 3.78% (Q1 2026), 4.01% (Q4 2025) and 6.34% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 1,525.80% |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 0.82% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.23% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.93% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.03% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.52% |
| 10 | Nu Holdings | 58.38 Bn | 2.37 Bn | 2.35 Bn | 3.95% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.95% |
| Mar 31, 2026 | 3.78% |
| Dec 31, 2025 | 4.01% |
| Sep 30, 2025 | 6.34% |
| Jun 30, 2025 | 5.58% |
| Mar 31, 2025 | 5.04% |
| Dec 31, 2024 | 4.00% |
| Sep 30, 2024 | 3.81% |
| Jun 30, 2024 | 3.45% |
| Mar 31, 2024 | 2.91% |
| Dec 31, 2023 | 2.61% |
| Sep 30, 2023 | 1.07% |
| Jun 30, 2023 | 0.24% |
| Mar 31, 2023 | -0.60% |
| Dec 31, 2022 | -1.47% |
| Sep 30, 2022 | -0.70% |
| Jun 30, 2022 | -0.89% |
| Mar 31, 2022 | -0.93% |
API Access
Nu Holdings Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();