Nu Holdings Ltd. (NU) Return on Assets [ROA] (2022 - 2026)
Nu Holdings' Return on Assets [ROA] was 6.44% in Q2 2026, up 0.86 percentage points from 5.58% a year earlier and up 0.05 percentage points from the prior quarter.
Nu Holdings Ltd. (NU) Return on Assets [ROA] (2022 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Nu Holdings came in at 4.60%, up 0.37 percentage points from FY2024.
- Return on Assets [ROA] has now increased for three consecutive years, with a four-year change of +5.70 percentage points (FY2021 to FY2025).
- In earlier years, Return on Assets [ROA] was 4.23% in FY2024 (+1.42 pp), 2.81% in FY2023 (+4.28 pp), -1.46% in FY2022 (-0.36 pp) and -1.10% in FY2021.
- Quarterly Return on Assets [ROA] has moved between -1.47% (Q4 2022) and 6.79% (Q4 2025) over five years.
- Compared with a year earlier, Return on Assets [ROA] has increased for 14 straight quarters, with an average year-over-year change of +1.99 percentage points over the last eight quarters.
- Across the past five years, year-over-year gain in Return on Assets [ROA] ran from 0.34 percentage points in Q1 2023 to 4.07 percentage points in Q4 2023.
- Per Business Quant data, NU's Return on Assets [ROA] in the three quarters before Q2 2026 was 6.39% (Q1 2026), 6.79% (Q4 2025) and 6.34% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.95% |
| Mar 31, 2026 | 3.78% |
| Dec 31, 2025 | 4.01% |
| Sep 30, 2025 | 6.34% |
| Jun 30, 2025 | 5.58% |
| Mar 31, 2025 | 5.04% |
| Dec 31, 2024 | 4.00% |
| Sep 30, 2024 | 3.81% |
| Jun 30, 2024 | 3.45% |
| Mar 31, 2024 | 2.91% |
| Dec 31, 2023 | 2.61% |
| Sep 30, 2023 | 1.07% |
| Jun 30, 2023 | 0.24% |
| Mar 31, 2023 | -0.60% |
| Dec 31, 2022 | -1.47% |
| Sep 30, 2022 | -0.70% |
| Jun 30, 2022 | -0.89% |
| Mar 31, 2022 | -0.93% |
Nu Holdings Ltd. Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();