Bank of N.T. Butterfield & Son (NTB) FCF Margin (2015 - 2026)
Bank of N.T. Butterfield & Son (NTB) reported FCF Margin of 37.34% for the quarter ended Jun 30, 2026, down 31.52 percentage points from 68.86% a year earlier and down 0.79 percentage points from the prior quarter.
Bank of N.T. Butterfield & Son (NTB) FCF Margin (2015 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bank of N.T. Butterfield & Son's FCF Margin came in at 29.82%, down 14.95 percentage points year-over-year; for the year ended Dec 31, 2025, it came in at 34.15%, up 0.47 percentage points from the prior year.
- FCF Margin has a five-year change of +0.23 percentage points (years ended Dec 2020 to Dec 2025).
- By year, FCF Margin came in at 33.67% in the year ended Dec 31, 2024 (-0.65 pp), 34.32% in the year ended Dec 31, 2023 (-0.71 pp), 35.03% in the year ended Dec 31, 2022 (-12.13 pp) and 47.16% in the year ended Dec 31, 2021 (+13.24 pp).
- Five-year quarterly FCF Margin spans a low of -8.36% in the quarter ended Dec 31, 2024 and a high of 78.99% in the quarter ended Sep 30, 2024.
- Year over year, FCF Margin gained in four of the last eight quarters, with an average year-over-year change of -1.46 percentage points.
- The high point for year-over-year FCF Margin in five years was the quarter ended Sep 30, 2024 (a gain of 56.37 percentage points); the low point was the quarter ended Sep 30, 2025 (a drop of 45.11 percentage points).
- Per Business Quant data, the three quarters before the quarter ended Jun 30, 2026 came in at 38.13% (quarter ended Mar 31, 2026), 10.34% (quarter ended Dec 31, 2025) and 33.88% (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | Bank of N.T. Butterfield & Son | 2.35 Bn | -8.42 Bn | - | 37.34% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.34% |
| Mar 31, 2026 | 38.13% |
| Dec 31, 2025 | 10.34% |
| Sep 30, 2025 | 33.88% |
| Jun 30, 2025 | 68.86% |
| Mar 31, 2025 | 42.40% |
| Dec 31, 2024 | -8.36% |
| Sep 30, 2024 | 78.99% |
| Jun 30, 2024 | 61.68% |
| Mar 31, 2024 | 19.79% |
| Dec 31, 2023 | 27.26% |
| Sep 30, 2023 | 22.62% |
| Jun 30, 2023 | 52.93% |
| Mar 31, 2023 | 52.50% |
| Dec 31, 2022 | 48.25% |
| Sep 30, 2022 | 32.08% |
| Jun 30, 2022 | 31.11% |
| Mar 31, 2022 | 48.06% |
| Dec 31, 2021 | 56.79% |
| Sep 30, 2021 | 68.29% |
Bank of N.T. Butterfield & Son FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=NTB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "NTB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=NTB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();