Neptune Insurance Holdings (NP) Interest Coverage Ratio (2024 - 2026)
Neptune Insurance Holdings' (NP) Interest Coverage Ratio stood at 7.81 in Q3 2026, up 108.3% from 3.75 a year earlier and up 6.7% from the prior quarter.
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Analysis
Neptune Insurance Holdings (NP) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
On a TTM basis, Neptune Insurance Holdings' Interest Coverage Ratio came in at 5.35 as of Sep 30, 2026, up 19.0% year-over-year; for FY2025, it was 3.89, down 0.4% from FY2024.
- Across earlier years, Interest Coverage Ratio came in at 3.91 in FY2024 (+83.4%) and 2.13 in FY2023.
- The Q3 2026 figure is the highest quarterly Interest Coverage Ratio in data going back to Q3 2024.
- On a year-over-year basis, Interest Coverage Ratio rose in two of the last five quarters, with growth averaging 18.1%.
- Per Business Quant, the preceding three quarters came in at 7.32 (Q2 2026), 3.81 (Q1 2026) and 2.99 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | -25.55 |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 17.68 |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 38.20 |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 4.90 |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 21.08 |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 1.22 |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 4.07 |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 3.93 |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | -0.03 |
| 10 | Neptune Insurance Holdings | 3.88 Bn | 3.82 Bn | - | 7.81 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 7.81 |
| Jun 30, 2026 | 7.32 |
| Mar 31, 2026 | 3.81 |
| Dec 31, 2025 | 2.99 |
| Sep 30, 2025 | 3.75 |
| Jun 30, 2025 | 3.63 |
| Mar 31, 2025 | 6.51 |
| Dec 31, 2024 | 5.90 |
| Sep 30, 2024 | 5.25 |
| Jun 30, 2024 | 3.66 |
| Mar 31, 2024 | 2.09 |
API Access
Neptune Insurance Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=NP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "NP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=NP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();