Neptune Insurance Holdings NP
NYSE NP
$33.10 +0.54 (+1.67%)
As of: Aug 21, 2026 · 11:14 AM EDT

Neptune Insurance Holdings (NP) Interest Coverage Ratio (2024 - 2026)

Neptune Insurance Holdings (NP) posted Interest Coverage Ratio of 0.25 for Q2 2026, up 43.04% sequentially from 0.18 in Q1 2026, and down 93.06% YoY from 3.63 in Q2 2025.

Neptune Insurance Holdings (NP) Interest Coverage Ratio (2024 - 2026) Analysis & Trends

Neptune Insurance Holdings has reported Interest Coverage Ratio for 3 years, with the latest figure at 0.25 in Q2 2026.

  • Quarterly Interest Coverage Ratio fell 93.06% year-over-year to 0.25 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.7 (up 102.04% YoY) and the FY2025 annual result came in at 0.69, down 82.44% from the prior year.
  • Interest Coverage Ratio grew to 0.25 in Q2 2026 per NP's latest filing, from 0.18 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 6.51 in Q1 2025 and troughed at 1.29 in Q4 2024.
  • A 3-year average of 2.16 and a median of 1.94 in 2025 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2025 and 2026: Interest Coverage Ratio advanced 23.6% in 2025, then plunged 97.29% in 2026.
  • Over 3 years, Interest Coverage Ratio stood at 1.29 in 2024, then grew by 23.6% to 0.99 in 2025, then soared by 125.5% to 0.25 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.25, 0.18, and 0.99 for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 XChange TEC.INC 262.89 Bn 262.89 Bn - -
2 Marsh & Mclennan Companies 92.45 Bn 80.25 Bn 6.04 Bn 7.60
3 Aon 75.68 Bn 74.41 Bn - 5.11
4 Arthur J. Gallagher 67.35 Bn 65.96 Bn - 3.46
5 Willis Towers Watson 32.20 Bn 30.54 Bn 2.09 Bn 4.67
6 Brown & Brown 24.02 Bn 23.10 Bn 1.41 Bn 1.12
7 Erie Indemnity 12.28 Bn 11.93 Bn - -
8 Neptune Insurance Holdings 4.56 Bn 4.54 Bn - 7.32
9 Accelerant Holdings 4.28 Bn 2.62 Bn 285.20 Mn 1.41
10 Corvel 3.62 Bn 3.27 Bn - -

Historic Data

Download Data
DateValue
Jun 30, 2026 0.25
Mar 31, 2026 0.18
Dec 31, 2025 -0.99
Sep 30, 2025 3.75
Jun 30, 2025 3.63
Mar 31, 2025 6.51
Dec 31, 2024 -1.29
Sep 30, 2024 5.25