Neptune Insurance Holdings (NP) Interest Coverage Ratio (2024 - 2026)
Neptune Insurance Holdings (NP) posted Interest Coverage Ratio of 0.25 for Q2 2026, up 43.04% sequentially from 0.18 in Q1 2026, and down 93.06% YoY from 3.63 in Q2 2025.
Neptune Insurance Holdings (NP) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Neptune Insurance Holdings has reported Interest Coverage Ratio for 3 years, with the latest figure at 0.25 in Q2 2026.
- Quarterly Interest Coverage Ratio fell 93.06% year-over-year to 0.25 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.7 (up 102.04% YoY) and the FY2025 annual result came in at 0.69, down 82.44% from the prior year.
- Interest Coverage Ratio grew to 0.25 in Q2 2026 per NP's latest filing, from 0.18 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 6.51 in Q1 2025 and troughed at 1.29 in Q4 2024.
- A 3-year average of 2.16 and a median of 1.94 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2025 and 2026: Interest Coverage Ratio advanced 23.6% in 2025, then plunged 97.29% in 2026.
- Over 3 years, Interest Coverage Ratio stood at 1.29 in 2024, then grew by 23.6% to 0.99 in 2025, then soared by 125.5% to 0.25 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.25, 0.18, and 0.99 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | XChange TEC.INC | 262.89 Bn | 262.89 Bn | - | - |
| 2 | Marsh & Mclennan Companies | 92.45 Bn | 80.25 Bn | 6.04 Bn | 7.60 |
| 3 | Aon | 75.68 Bn | 74.41 Bn | - | 5.11 |
| 4 | Arthur J. Gallagher | 67.35 Bn | 65.96 Bn | - | 3.46 |
| 5 | Willis Towers Watson | 32.20 Bn | 30.54 Bn | 2.09 Bn | 4.67 |
| 6 | Brown & Brown | 24.02 Bn | 23.10 Bn | 1.41 Bn | 1.12 |
| 7 | Erie Indemnity | 12.28 Bn | 11.93 Bn | - | - |
| 8 | Neptune Insurance Holdings | 4.56 Bn | 4.54 Bn | - | 7.32 |
| 9 | Accelerant Holdings | 4.28 Bn | 2.62 Bn | 285.20 Mn | 1.41 |
| 10 | Corvel | 3.62 Bn | 3.27 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.25 |
| Mar 31, 2026 | 0.18 |
| Dec 31, 2025 | -0.99 |
| Sep 30, 2025 | 3.75 |
| Jun 30, 2025 | 3.63 |
| Mar 31, 2025 | 6.51 |
| Dec 31, 2024 | -1.29 |
| Sep 30, 2024 | 5.25 |