Neptune Insurance Holdings (NP) Interest Coverage Ratio (2024 - 2026)

Neptune Insurance Holdings (NP) reported Interest Coverage Ratio of 0.18 for Q1 2026, down 97.25% on a YoY basis from 6.51 in Q1 2025, and down 95.07% sequentially from 3.63 in Q4 2025.

Neptune Insurance Holdings (NP) Interest Coverage Ratio (2024 - 2026) Analysis & Trends

Neptune Insurance Holdings (NP) has 3 years of Interest Coverage Ratio data on file, last reported at 0.18 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio fell 97.25% year-over-year to 0.18; the trailing twelve-month figure through Mar 2026 stood at 0.95 (changed N/A YoY), and the FY2025 full-year result was 0.69, down 82.44% from the prior year.
  • Interest Coverage Ratio fell to 0.18 in Q1 2026, from 3.63 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 6.51 in Q1 2025 to a low of 1.29 in Q4 2024.
  • A 3-year average of 3.0 and a median of 3.69 in 2025 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio soared 380.59% in 2025 and tumbled 97.25% in 2026, its largest moves.
  • Tracing NP's Interest Coverage Ratio over 3 years: stood at 1.29 in 2024, then soared by 380.59% to 3.63 in 2025, then sank by 95.07% to 0.18 in 2026.
  • Business Quant data shows NP's Interest Coverage Ratio at 0.18 in Q1 2026, 3.63 in Q4 2025, and 3.75 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Marsh & Mclennan Companies 84.27 Bn 72.32 Bn 6.04 Bn 0.91
2 Aon 75.99 Bn 74.60 Bn - 0.67
3 Arthur J. Gallagher 62.23 Bn 60.85 Bn - 2.13
4 Willis Towers Watson 27.24 Bn 25.46 Bn 1.98 Bn 3.80
5 Brown & Brown 23.60 Bn 22.62 Bn 1.61 Bn 0.61
6 Neptune Insurance Holdings 4.12 Bn 4.11 Bn 26.44 Mn 0.18
7 Accelerant Holdings 3.06 Bn 1.55 Bn 48.00 Mn 0.68
8 Corvel 3.03 Bn 2.68 Bn 54.92 Mn 1.12
9 Baldwin Insurance 2.43 Bn 2.87 Bn - -1.82
10 Goosehead Insurance 1.31 Bn 1.20 Bn - 4.65

Historic Data

Download Data
DateValue
Mar 31, 2026 0.18
Dec 31, 2025 3.63
Sep 30, 2025 3.75
Mar 31, 2025 6.51
Dec 31, 2024 -1.29
Sep 30, 2024 5.25