NI Holdings (NODK) EBT Margin (2016 - 2026)
NI Holdings (NODK) posted quarterly EBT Margin of 28.51% for Q1 2026, up 1766.0% YoY from 1.53% in Q1 2025, and up 700.33% sequentially from 4.75% in Q4 2025.
NI Holdings (NODK) EBT Margin (2016 - 2026) Analysis & Trends
NI Holdings has disclosed EBT Margin across 11 years of filings, most recently posting 28.51% for Q1 2026.
- In Q1 2026, EBT Margin rose 1766.0% year-over-year to 28.51%; the TTM figure through Mar 2026 stood at 1.67% (down 454.0% YoY), while the FY2025 annual figure was 4.33%, down 744.0% from the prior year.
- EBT Margin advanced to 28.51% in Q1 2026, from 4.75% in the prior quarter.
- Over the last five years, EBT Margin for NODK reached as high as 59.77% in Q4 2022 and fell as low as 77.91% in Q2 2022.
- The 5-year median for EBT Margin is 2.58% (2025), against an average of 1.18%.
- Annual changes were most pronounced in 2022 — EBT Margin sank 399353 bps — and 2023, when it jumped 7389 bps.
- A 5-year view of EBT Margin shows it stood at 59.77% in 2022, then tumbled by 49 bps to 30.68% in 2023, then sank by 39 bps to 18.72% in 2024, then tumbled by 125 bps to 4.75% in 2025, then jumped by 700 bps to 28.51% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 28.51%, 4.75%, and 2.58% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.60% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 16.07% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 20.26% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 17.77% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 18.35% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 53.96% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 9.14% |
| 10 | NI Holdings | 334.84 Mn | -40.07 Mn | 31.76 Mn | 28.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.51% |
| Dec 31, 2025 | -4.75% |
| Sep 30, 2025 | -2.58% |
| Jun 30, 2025 | -20.99% |
| Mar 31, 2025 | 10.85% |
| Dec 31, 2024 | 18.72% |
| Sep 30, 2024 | -4.15% |
| Jun 30, 2024 | -10.33% |
| Mar 31, 2024 | 12.64% |
| Dec 31, 2023 | 30.68% |
| Sep 30, 2023 | 1.31% |
| Jun 30, 2023 | -4.02% |
| Mar 31, 2023 | -6.76% |
| Dec 31, 2022 | 59.77% |
| Sep 30, 2022 | -14.85% |
| Jun 30, 2022 | -77.91% |
| Mar 31, 2022 | 3.94% |
| Dec 31, 2021 | 2.61% |
| Sep 30, 2021 | -7.66% |
| Jun 30, 2021 | -3.96% |