Growth Metrics

NI Holdings (NODK) EBT Margin (2016 - 2025)

NI Holdings (NODK) has disclosed EBT Margin for 10 consecutive years, with 2.31% as the latest value for Q3 2025.

  • On a quarterly basis, EBT Margin rose 184.0% to 2.31% in Q3 2025 year-over-year; TTM through Sep 2025 was 1.56%, a 351.0% decrease, with the full-year FY2024 number at 3.27%, down 349.0% from a year prior.
  • EBT Margin was 2.31% for Q3 2025 at NI Holdings, up from 20.15% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 59.77% in Q4 2022 to a low of 1293.61% in Q3 2021.
  • A 5-year average of 67.12% and a median of 2.31% in 2025 define the central range for EBT Margin.
  • Peak YoY movement for EBT Margin: tumbled -531293bps in 2021, then surged 127882bps in 2022.
  • NI Holdings' EBT Margin stood at 9.85% in 2021, then skyrocketed by 507bps to 59.77% in 2022, then tumbled by -60bps to 23.86% in 2023, then decreased by -1bps to 23.53% in 2024, then tumbled by -110bps to 2.31% in 2025.
  • Per Business Quant, the three most recent readings for NODK's EBT Margin are 2.31% (Q3 2025), 20.15% (Q2 2025), and 11.48% (Q1 2025).