NI Holdings (NODK) EBT Margin (2016 - 2026)
NI Holdings (NODK) posted quarterly EBT Margin of 26.36% for Q1 2026, up 1551.0% year-over-year from 1.6% in Q1 2025, and up 630.15% quarter-over-quarter from 4.97% in Q4 2025.
NI Holdings (NODK) EBT Margin (2016 - 2026) Analysis & Trends
NI Holdings (NODK) has reported EBT Margin for 11 consecutive years, with 26.36% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin rose 1551.0% year-over-year to 26.36%; the TTM figure through Mar 2026 stood at 1.63% (down 452.0% YoY), while the FY2025 annual figure was 4.56%, down 767.0% from the prior year.
- EBT Margin rose to 26.36% in Q1 2026 per NODK's latest filing, from 4.97% in the prior quarter.
- Across five years, EBT Margin topped out at 69.56% in Q4 2022 and bottomed at 77.91% in Q2 2022.
- Historically, EBT Margin has averaged 1.2% across 5 years, with a median of 2.43% in 2025.
- On a YoY basis, EBT Margin climbed as much as 55574 bps in 2022 and fell as far as 399353 bps in 2022.
- NI Holdings' EBT Margin stood at 69.56% in 2022, then plunged by 66 bps to 23.86% in 2023, then fell by 22 bps to 18.72% in 2024, then slumped by 127 bps to 4.97% in 2025, then soared by 630 bps to 26.36% in 2026.
- Business Quant data shows NODK's EBT Margin at 26.36% in Q1 2026, 4.97% in Q4 2025, and 2.43% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 25.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 36.87% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 12.93% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 37.78% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 10.91% |
| 10 | NI Holdings | 322.78 Mn | -53.70 Mn | 21.82 Mn | 0.33% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.33% |
| Mar 31, 2026 | 26.36% |
| Dec 31, 2025 | -4.97% |
| Sep 30, 2025 | -2.43% |
| Jun 30, 2025 | -20.99% |
| Mar 31, 2025 | 10.85% |
| Dec 31, 2024 | 18.72% |
| Sep 30, 2024 | -4.15% |
| Jun 30, 2024 | -10.65% |
| Mar 31, 2024 | 12.64% |
| Dec 31, 2023 | 23.86% |
| Sep 30, 2023 | 1.31% |
| Jun 30, 2023 | -4.14% |
| Mar 31, 2023 | -6.76% |
| Dec 31, 2022 | 69.56% |
| Sep 30, 2022 | -14.85% |
| Jun 30, 2022 | -77.91% |
| Mar 31, 2022 | 3.94% |
| Dec 31, 2021 | 13.79% |
| Sep 30, 2021 | -7.66% |