Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on Sales

NI Holdings (NODK) EBT Margin (2016 - 2026)

NI Holdings has reported EBT Margin over the past 10 years, most recently at 4.97% for Q4 2025.

  • Quarterly EBT Margin fell 2090.0% to 4.97% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 4.48% through Dec 2025, down 754.0% year-over-year, with the annual reading at 4.56% for FY2025, 767.0% down from the prior year.
  • EBT Margin was 4.97% for Q4 2025 at NI Holdings, down from 2.43% in the prior quarter.
  • Over five years, EBT Margin peaked at 45.84% in Q4 2022 and troughed at 77.91% in Q2 2022.
  • The 5-year median for EBT Margin is 3.16% (2024), against an average of 0.64%.
  • The largest YoY upside for EBT Margin was 123199bps in 2021 against a maximum downside of -531329bps in 2021.
  • A 5-year view of EBT Margin shows it stood at 10.78% in 2021, then soared by 325bps to 45.84% in 2022, then tumbled by -43bps to 26.04% in 2023, then plummeted by -39bps to 15.93% in 2024, then crashed by -131bps to 4.97% in 2025.
  • Per Business Quant, the three most recent readings for NODK's EBT Margin are 4.97% (Q4 2025), 2.43% (Q3 2025), and 20.99% (Q2 2025).