NI Holdings (NODK) EBT Margin (2016 - 2026)

NI Holdings (NODK) reported EBT Margin of 28.51% for Q1 2026, up 1766.0% year-over-year from 1.53% in Q1 2025, and up 700.33% quarter-over-quarter from 4.75% in Q4 2025.

NI Holdings (NODK) EBT Margin (2016 - 2026) Analysis & Trends

NI Holdings (NODK) has 11 years of EBT Margin data on file, last reported at 28.51% in Q1 2026.

  • EBT Margin for Q1 2026 came in at 28.51%, up 1766.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.67% (down 454.0% YoY), and the FY2025 annual result was 4.33%, down 744.0% from the prior year.
  • EBT Margin rose to 28.51% in Q1 2026 per NODK's latest filing, from 4.75% in the prior quarter.
  • Over five years, EBT Margin peaked at 59.77% in Q4 2022 and troughed at 77.91% in Q2 2022.
  • A 5-year average of 1.18% and a median of 2.58% in 2025 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2022 and 2023: EBT Margin tumbled 399353 bps in 2022, then jumped 7389 bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 59.77% in 2022, then sank by 49 bps to 30.68% in 2023, then tumbled by 39 bps to 18.72% in 2024, then sank by 125 bps to 4.75% in 2025, then jumped by 700 bps to 28.51% in 2026.
  • Business Quant data shows NODK's EBT Margin at 28.51% in Q1 2026, 4.75% in Q4 2025, and 2.58% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 20.26%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 16.07%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 17.77%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 18.35%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 16.69%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -7.60%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 53.96%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 12.06%
10 NI Holdings 310.42 Mn -64.49 Mn 31.76 Mn 28.51%

Historic Data

Download Data
DateValue
Mar 31, 2026 28.51%
Dec 31, 2025 -4.75%
Sep 30, 2025 -2.58%
Jun 30, 2025 -20.99%
Mar 31, 2025 10.85%
Dec 31, 2024 18.72%
Sep 30, 2024 -4.15%
Jun 30, 2024 -10.33%
Mar 31, 2024 12.64%
Dec 31, 2023 30.68%
Sep 30, 2023 1.31%
Jun 30, 2023 -4.02%
Mar 31, 2023 -6.76%
Dec 31, 2022 59.77%
Sep 30, 2022 -14.85%
Jun 30, 2022 -77.91%
Mar 31, 2022 3.94%
Dec 31, 2021 2.61%
Sep 30, 2021 -7.66%
Jun 30, 2021 -3.96%