NI Holdings (NODK) EBT Margin (2016 - 2026)
NI Holdings (NODK) reported EBT Margin of 28.51% for Q1 2026, up 1766.0% year-over-year from 1.53% in Q1 2025, and up 700.33% quarter-over-quarter from 4.75% in Q4 2025.
NI Holdings (NODK) EBT Margin (2016 - 2026) Analysis & Trends
NI Holdings (NODK) has 11 years of EBT Margin data on file, last reported at 28.51% in Q1 2026.
- EBT Margin for Q1 2026 came in at 28.51%, up 1766.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.67% (down 454.0% YoY), and the FY2025 annual result was 4.33%, down 744.0% from the prior year.
- EBT Margin rose to 28.51% in Q1 2026 per NODK's latest filing, from 4.75% in the prior quarter.
- Over five years, EBT Margin peaked at 59.77% in Q4 2022 and troughed at 77.91% in Q2 2022.
- A 5-year average of 1.18% and a median of 2.58% in 2025 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2023: EBT Margin tumbled 399353 bps in 2022, then jumped 7389 bps in 2023.
- A 5-year view of EBT Margin shows it stood at 59.77% in 2022, then sank by 49 bps to 30.68% in 2023, then tumbled by 39 bps to 18.72% in 2024, then sank by 125 bps to 4.75% in 2025, then jumped by 700 bps to 28.51% in 2026.
- Business Quant data shows NODK's EBT Margin at 28.51% in Q1 2026, 4.75% in Q4 2025, and 2.58% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | NI Holdings | 310.42 Mn | -64.49 Mn | 31.76 Mn | 28.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.51% |
| Dec 31, 2025 | -4.75% |
| Sep 30, 2025 | -2.58% |
| Jun 30, 2025 | -20.99% |
| Mar 31, 2025 | 10.85% |
| Dec 31, 2024 | 18.72% |
| Sep 30, 2024 | -4.15% |
| Jun 30, 2024 | -10.33% |
| Mar 31, 2024 | 12.64% |
| Dec 31, 2023 | 30.68% |
| Sep 30, 2023 | 1.31% |
| Jun 30, 2023 | -4.02% |
| Mar 31, 2023 | -6.76% |
| Dec 31, 2022 | 59.77% |
| Sep 30, 2022 | -14.85% |
| Jun 30, 2022 | -77.91% |
| Mar 31, 2022 | 3.94% |
| Dec 31, 2021 | 2.61% |
| Sep 30, 2021 | -7.66% |
| Jun 30, 2021 | -3.96% |