nCino (NCNO) Return on Assets [ROA] (2022 - 2026)
nCino's Return on Assets [ROA] came in at 0.63% for fiscal Q2 2027 (quarter ended Jul 31, 2026), up 2.31 percentage points from -1.68% a year earlier.
Powered by 
Analysis
nCino (NCNO) Return on Assets [ROA] (2022 - 2026) Analysis & Trends
For FY2026 (ended Jan 31, 2026), nCino's Return on Assets [ROA] was 0.60%, up 2.84 percentage points from FY2025.
- Return on Assets [ROA] has increased in each of the last three fiscal years, with a four-year change of +5.97 percentage points (FY2022 to FY2026).
- Going back by fiscal year, Return on Assets [ROA] was -2.24% in FY2025 (+1.02 pp), -3.26% in FY2024 (+4.49 pp), -7.75% in FY2023 (-2.37 pp) and -5.38% in FY2022.
- The fiscal Q2 2027 figure represents the highest quarterly Return on Assets [ROA] in data going back to fiscal Q1 2023.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in fiscal Q4 2024 (a gain of 4.44 percentage points), and the weakest in fiscal Q1 2024 (a drop of 1.35 percentage points).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 49.17 Bn | 5.98 Bn | - | -3.57% |
| 2 | PayPal Holdings | 45.28 Bn | 3.51 Bn | - | 6.00% |
| 3 | Block | 44.18 Bn | 15.44 Bn | 3.17 Bn | 0.90% |
| 4 | Iren | 31.11 Bn | 18.70 Bn | 103.89 Mn | -6.10% |
| 5 | Corpay | 25.52 Bn | 15.72 Bn | - | 4.19% |
| 6 | Fiserv | 24.03 Bn | 20.73 Bn | 2.90 Bn | 3.49% |
| 7 | Global Payments | 21.72 Bn | 155.29 Mn | 2.03 Bn | -1.33% |
| 8 | Bitmine Immersion Technologies | 15.32 Bn | 12.70 Bn | 40.81 Mn | -81.35% |
| 9 | Guidewire Software | 11.69 Bn | 8.26 Bn | 269.68 Mn | 5.45% |
| 10 | nCino | 1.91 Bn | 1.54 Bn | 100.77 Mn | 0.63% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.63% |
| Jan 31, 2026 | 0.60% |
| Oct 31, 2025 | -0.92% |
| Jul 31, 2025 | -1.68% |
| Apr 30, 2025 | -1.52% |
| Jan 31, 2025 | -2.11% |
| Oct 31, 2024 | -1.10% |
| Jul 31, 2024 | -2.06% |
| Apr 30, 2024 | -2.47% |
| Jan 31, 2024 | -3.34% |
| Oct 31, 2023 | -5.19% |
| Jul 31, 2023 | -5.52% |
| Apr 30, 2023 | -6.32% |
| Jan 31, 2023 | -7.78% |
| Oct 31, 2022 | -6.70% |
| Jul 31, 2022 | -5.99% |
| Apr 30, 2022 | -4.97% |
API Access
nCino Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NCNO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "NCNO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NCNO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();