Chime Financial (CHYM) Change in Receivables (2024 - 2026)
Chime Financial's (CHYM) quarterly Change in Receivables came in at -$6.5 million in Q2 2026, up 44.9% on a YoY basis from -$4.5 million in Q2 2025, and down 117.27% quarter-over-quarter from $37.7 million in Q1 2026.
Analysis
Chime Financial (CHYM) Change in Receivables (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported Change in Receivables for 3 consecutive years, with -$6.5 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Change in Receivables rose 44.9% year-over-year to -$6.5 million; the trailing twelve-month figure through Jun 2026 stood at $59.8 million (down 4.61% YoY), and the FY2025 full-year result was $43.0 million, up 6.57% from the prior year.
- Change in Receivables slipped to -$6.5 million in Q2 2026 per CHYM's latest filing, from $37.7 million in the prior quarter.
- Across five years, Change in Receivables topped out at $37.7 million in Q1 2026 and bottomed at -$11.8 million in Q2 2025.
- Historically, Change in Receivables has averaged $15.3 million across 3 years, with a median of $22.0 million in 2024.
- The sharpest annual moves came in 2025 and 2026: Change in Receivables slumped 66.4% in 2025, then jumped 44.9% in 2026.
- Over 3 years, Change in Receivables stood at $23.7 million in 2024, then declined by 14.16% to $20.3 million in 2025, then sank by 132.01% to -$6.5 million in 2026.
- According to Business Quant data, Change in Receivables over the past three periods registered -$6.5 million, $37.7 million, and $20.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | -6.51 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 66.65 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | - |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | -3.74 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | - |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 5.28 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -6.51 Mn |
| Mar 31, 2026 | 37.68 Mn |
| Dec 31, 2025 | 20.34 Mn |
| Sep 30, 2025 | 8.28 Mn |
| Jun 30, 2025 | -11.81 Mn |
| Mar 31, 2025 | 26.16 Mn |
| Dec 31, 2024 | 23.69 Mn |
| Sep 30, 2024 | 24.64 Mn |