Navient (NAVI) Return on Sales [ROS] (2013 - 2026)
Navient (NAVI) recorded Return on Sales [ROS] of 399.33% in Q2 2026, down 28.87 percentage points from 428.21% a year earlier but up 7.23 percentage points from the prior quarter.
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Analysis
Navient (NAVI) Return on Sales [ROS] (2013 - 2026) Analysis & Trends
On a TTM basis, Navient's Return on Sales [ROS] came in at 389.67% as of Jun 30, 2026, up 75.27 percentage points year-over-year; for FY2025, it came in at 406.23%, up 107.01 percentage points from FY2024.
- Annual Return on Sales [ROS] has a five-year change of +252.96 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Sales [ROS] came in at 299.22% in FY2024 (-5.27 pp), 304.48% in FY2023 (+135.86 pp), 168.62% in FY2022 (+63.29 pp) and 105.33% in FY2021 (-47.94 pp).
- Quarterly Return on Sales [ROS] has ranged from 65.14% in Q4 2021 to 453.28% in Q4 2025 over the past five years.
- On a year-over-year basis, Return on Sales [ROS] rose in four of the last eight quarters, with an average year-over-year change of +29.96 percentage points.
- Peak year-over-year performance for Return on Sales [ROS] in the last five years was a gain of 210.47 percentage points in Q4 2022, against a drop of 61.43 percentage points in Q4 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 392.11% (Q1 2026), 453.28% (Q4 2025) and 324.22% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.94 Bn | 29.62 Bn | - | 23.53% |
| 2 | Orix | 41.70 Bn | 42.20 Bn | - | 15.28% |
| 3 | Royalty Pharma | 32.87 Bn | 32.78 Bn | - | 19.75% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 507.88% |
| 5 | Affirm Holdings | 23.86 Bn | 17.55 Bn | - | 12.63% |
| 6 | Synchrony Financial | 23.33 Bn | -44.64 Bn | - | 45.54% |
| 7 | Royal Gold | 19.87 Bn | 19.09 Bn | 390.45 Mn | 62.13% |
| 8 | Annaly Capital Management | 13.89 Bn | 4.98 Bn | - | - |
| 9 | Ares Capital | 13.54 Bn | 10.98 Bn | - | - |
| 10 | Navient | 861.87 Mn | -1.74 Bn | - | 399.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 399.33% |
| Mar 31, 2026 | 392.11% |
| Dec 31, 2025 | 453.28% |
| Sep 30, 2025 | 324.22% |
| Jun 30, 2025 | 428.21% |
| Mar 31, 2025 | 427.56% |
| Dec 31, 2024 | 337.22% |
| Sep 30, 2024 | 212.12% |
| Jun 30, 2024 | 360.73% |
| Mar 31, 2024 | 335.54% |
| Dec 31, 2023 | 398.65% |
| Sep 30, 2023 | 234.36% |
| Jun 30, 2023 | 330.62% |
| Mar 31, 2023 | 304.66% |
| Dec 31, 2022 | 275.60% |
| Sep 30, 2022 | 199.49% |
| Jun 30, 2022 | 135.16% |
| Mar 31, 2022 | 110.89% |
| Dec 31, 2021 | 65.14% |
| Sep 30, 2021 | 110.53% |
API Access
Navient Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();