Navient (NAVI) Return on Assets [ROA] (2018 - 2026)
Navient (NAVI) posted Return on Assets [ROA] of -0.10% for Q2 2026, down 0.17 percentage points from 0.07% a year earlier but up 0.02 percentage points from the prior quarter.
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Analysis
Navient (NAVI) Return on Assets [ROA] (2018 - 2026) Analysis & Trends
For FY2025, Navient's Return on Assets [ROA] came in at -0.16%, down 0.39 percentage points from FY2024.
- Annual Return on Assets [ROA] has declined for three consecutive years, with a five-year change of -0.61 percentage points (FY2020 to FY2025).
- In prior years, Navient's Return on Assets [ROA] was 0.23% in FY2024 (-0.11 pp), 0.35% in FY2023 (-0.51 pp), 0.85% in FY2022 (unchanged) and 0.85% in FY2021 (+0.40 pp).
- Quarterly Return on Assets [ROA] has run from a low of -0.16% in Q4 2025 to a high of 1.10% in Q3 2021 over five years.
- On a year-over-year basis, Return on Assets [ROA] has declined in each of the last 14 quarters, with an average year-over-year change of -0.25 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Assets [ROA] in the past five years was Q3 2021, with a gain of 0.67 percentage points; the weakest was Q4 2023, with a drop of 0.53 percentage points.
- According to Business Quant data, Return on Assets [ROA] for the three prior quarters was -0.12% (Q1 2026), -0.16% (Q4 2025) and -0.10% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 0.78% |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 3.61% |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 6.81% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 0.35% |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 13.34% |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 2.89% |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 2.11% |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Navient | 850.62 Mn | -1.75 Bn | - | -0.10% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.10% |
| Mar 31, 2026 | -0.12% |
| Dec 31, 2025 | -0.16% |
| Sep 30, 2025 | -0.10% |
| Jun 30, 2025 | 0.07% |
| Mar 31, 2025 | 0.11% |
| Dec 31, 2024 | 0.25% |
| Sep 30, 2024 | 0.14% |
| Jun 30, 2024 | 0.28% |
| Mar 31, 2024 | 0.32% |
| Dec 31, 2023 | 0.37% |
| Sep 30, 2023 | 0.56% |
| Jun 30, 2023 | 0.58% |
| Mar 31, 2023 | 0.73% |
| Dec 31, 2022 | 0.89% |
| Sep 30, 2022 | 0.71% |
| Jun 30, 2022 | 0.77% |
| Mar 31, 2022 | 0.76% |
| Dec 31, 2021 | 0.88% |
| Sep 30, 2021 | 1.10% |
API Access
Navient Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();