Midland States Bancorp (MSBI) Return on Assets [ROA] (2015 - 2026)
Midland States Bancorp (MSBI) recorded Return on Assets [ROA] of 0.65% in Q2 2026, up 2.58 percentage points from -1.94% a year earlier and up 0.11 percentage points from the prior quarter.
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Analysis
Midland States Bancorp (MSBI) Return on Assets [ROA] (2015 - 2026) Analysis & Trends
For FY2025, Midland States Bancorp reported Return on Assets [ROA] of -1.77%, down 2.27 percentage points from FY2024.
- Annual Return on Assets [ROA] has declined for three straight years, with a five-year change of -2.12 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Assets [ROA] came in at 0.50% in FY2024 (-0.29 pp), 0.78% in FY2023 (-0.53 pp), 1.32% in FY2022 (+0.18 pp) and 1.14% in FY2021 (+0.79 pp).
- The Q2 2026 figure is the highest quarterly Return on Assets [ROA] since Q3 2024.
- On a year-over-year basis, Return on Assets [ROA] rose in three of the last eight quarters, with an average year-over-year change of -0.80 percentage points.
- Peak year-over-year performance for Return on Assets [ROA] in the last five years was a gain of 2.58 percentage points in Q2 2026, against a drop of 3.32 percentage points in Q3 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.54% (Q1 2026), -1.85% (Q4 2025) and -2.17% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 1.31% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 0.96% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | 0.77% |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 1.25% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 0.93% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 1.00% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 0.52% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 1.02% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 0.77% |
| 10 | Midland States Bancorp | 683.54 Mn | -38.79 Mn | - | 0.65% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.65% |
| Mar 31, 2026 | 0.54% |
| Dec 31, 2025 | -1.85% |
| Sep 30, 2025 | -2.17% |
| Jun 30, 2025 | -1.94% |
| Mar 31, 2025 | -1.70% |
| Dec 31, 2024 | 0.50% |
| Sep 30, 2024 | 1.15% |
| Jun 30, 2024 | 1.00% |
| Mar 31, 2024 | 0.87% |
| Dec 31, 2023 | 0.78% |
| Sep 30, 2023 | 0.95% |
| Jun 30, 2023 | 1.14% |
| Mar 31, 2023 | 1.22% |
| Dec 31, 2022 | 1.28% |
| Sep 30, 2022 | 1.17% |
| Jun 30, 2022 | 1.15% |
| Mar 31, 2022 | 1.13% |
| Dec 31, 2021 | 1.12% |
| Sep 30, 2021 | 0.97% |
API Access
Midland States Bancorp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();