Midland States Bancorp, Inc. (MSBI) Return on Assets [ROA] (2015 - 2026)
Midland States Bancorp (MSBI) recorded Return on Assets [ROA] of 0.65% in Q2 2026, up 2.58 percentage points from -1.94% a year earlier and up 0.11 percentage points from the prior quarter.
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Analysis
Midland States Bancorp, Inc. (MSBI) Return on Assets [ROA] (2015 - 2026) Analysis & Trends
For FY2025, Midland States Bancorp reported Return on Assets [ROA] of -1.77%, down 2.27 percentage points from FY2024.
- Annual Return on Assets [ROA] has declined for three straight years, with a five-year change of -2.12 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Assets [ROA] came in at 0.50% in FY2024 (-0.29 pp), 0.78% in FY2023 (-0.53 pp), 1.32% in FY2022 (+0.18 pp) and 1.14% in FY2021 (+0.79 pp).
- The Q2 2026 figure is the highest quarterly Return on Assets [ROA] since Q3 2024.
- On a year-over-year basis, Return on Assets [ROA] rose in three of the last eight quarters, with an average year-over-year change of -0.80 percentage points.
- Peak year-over-year performance for Return on Assets [ROA] in the last five years was a gain of 2.58 percentage points in Q2 2026, against a drop of 3.32 percentage points in Q3 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.54% (Q1 2026), -1.85% (Q4 2025) and -2.17% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.65% |
| Mar 31, 2026 | 0.54% |
| Dec 31, 2025 | -1.85% |
| Sep 30, 2025 | -2.17% |
| Jun 30, 2025 | -1.94% |
| Mar 31, 2025 | -1.70% |
| Dec 31, 2024 | 0.50% |
| Sep 30, 2024 | 1.15% |
| Jun 30, 2024 | 1.00% |
| Mar 31, 2024 | 0.87% |
| Dec 31, 2023 | 0.78% |
| Sep 30, 2023 | 0.95% |
| Jun 30, 2023 | 1.14% |
| Mar 31, 2023 | 1.22% |
| Dec 31, 2022 | 1.28% |
| Sep 30, 2022 | 1.17% |
| Jun 30, 2022 | 1.15% |
| Mar 31, 2022 | 1.13% |
| Dec 31, 2021 | 1.12% |
| Sep 30, 2021 | 0.97% |
API Access
Midland States Bancorp, Inc. Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();