Medallion Financial (MFIN) Retained Earnings (2018 - 2025)
Medallion Financial (MFIN) recorded quarterly Retained Earnings of -$2.4 million in Q4 2025, down 101.56% quarter-over-quarter from $153.0 million in Q3 2025, and up 34.71% on a YoY basis from -$1.8 million in Q4 2024.
Medallion Financial (MFIN) Retained Earnings (2018 - 2025) Analysis & Trends
Medallion Financial's Retained Earnings history runs 8 years deep, the most recent figure standing at -$2.4 million for Q4 2025.
- In Q4 2025, Retained Earnings rose 34.71% year-over-year to -$2.4 million; the TTM figure through Dec 2025 stood at -$2.4 million (up 34.71% YoY), while the FY2025 annual figure was -$2.4 million, up 34.71% from the prior year.
- Retained Earnings was -$2.4 million for Q4 2025 at Medallion Financial, down from $153.0 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $153.0 million in Q3 2025 to a low of -$3.7 million in Q4 2023.
- Historically, Retained Earnings has averaged $53.0 million across 5 years, with a median of $44.1 million in 2022.
- Biggest YoY gain for Retained Earnings was 3368.06% in 2022; the steepest drop was 110.94% in 2022.
- A 5-year view of Retained Earnings shows it stood at $30.6 million in 2021, then slumped by 110.94% to -$3.3 million in 2022, then slipped by 10.36% to -$3.7 million in 2023, then advanced by 1.33% to -$3.6 million in 2024, then jumped by 34.71% to -$2.4 million in 2025.
- The last three Retained Earnings figures came in at -$2.4 million (Q4 2025), $153.0 million (Q3 2025), and -$3.1 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Medallion Financial | 282.91 Mn | 246.07 Mn | - | -2.38 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -2.38 Mn |
| Sep 30, 2025 | 152.97 Mn |
| Jun 30, 2025 | -3.10 Mn |
| Mar 31, 2025 | 139.72 Mn |
| Dec 31, 2024 | -3.65 Mn |
| Sep 30, 2024 | 122.64 Mn |
| Jun 30, 2024 | 116.33 Mn |
| Mar 31, 2024 | 111.57 Mn |
| Dec 31, 2023 | -3.70 Mn |
| Sep 30, 2023 | 91.90 Mn |
| Jun 30, 2023 | 82.54 Mn |
| Mar 31, 2023 | 70.24 Mn |
| Dec 31, 2022 | -3.35 Mn |
| Sep 30, 2022 | 55.44 Mn |
| Jun 30, 2022 | 49.73 Mn |
| Mar 31, 2022 | 38.40 Mn |
| Dec 31, 2021 | 30.61 Mn |
| Sep 30, 2021 | 11.14 Mn |
| Jun 30, 2021 | 1.43 Mn |
| Mar 31, 2021 | 1.41 Mn |