Medallion Financial (MFIN) Net Margin (2017 - 2025)
Medallion Financial (MFIN) reported Net Margin of 13.22% for Q3 2025, down 2.93 percentage points from 16.15% a year earlier and down 4.47 percentage points from the prior quarter.
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Analysis
Medallion Financial (MFIN) Net Margin (2017 - 2025) Analysis & Trends
Over the twelve months ended Sep 30, 2025, Medallion Financial's Net Margin came in at 17.04%, down 2.07 percentage points year-over-year; for FY2024, it was 16.78%, down 10.84 percentage points from FY2023.
- Net Margin has a five-year change of +18.27 percentage points (FY2019 to FY2024).
- By year, Net Margin came in at 27.62% in FY2023 (+1.83 pp), 25.79% in FY2022 (-8.15 pp), 33.95% in FY2021 (+67.11 pp) and -33.17% in FY2020 (-31.67 pp).
- The Q3 2025 figure ranks as the lowest quarterly Net Margin since Q3 2020.
- Year over year, Net Margin gained in two of the last eight quarters, with an average year-over-year change of -5.66 percentage points.
- The high point for year-over-year Net Margin in five years was Q3 2021 (a gain of 117.34 percentage points); the low point was Q3 2022 (a drop of 20.35 percentage points).
- Per Business Quant data, the three quarters before Q3 2025 came in at 17.69% (Q2 2025), 19.07% (Q1 2025) and 18.03% (Q4 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | Medallion Financial | 280.67 Mn | -70.50 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 13.22% |
| Jun 30, 2025 | 17.69% |
| Mar 31, 2025 | 19.07% |
| Dec 31, 2024 | 18.03% |
| Sep 30, 2024 | 16.15% |
| Jun 30, 2024 | 13.93% |
| Mar 31, 2024 | 18.80% |
| Dec 31, 2023 | 27.53% |
| Sep 30, 2023 | 21.15% |
| Jun 30, 2023 | 29.14% |
| Mar 31, 2023 | 33.62% |
| Dec 31, 2022 | 29.38% |
| Sep 30, 2022 | 18.26% |
| Jun 30, 2022 | 28.76% |
| Mar 31, 2022 | 26.27% |
| Dec 31, 2021 | 38.75% |
| Sep 30, 2021 | 38.62% |
| Jun 30, 2021 | 27.56% |
| Mar 31, 2021 | 27.54% |
| Dec 31, 2020 | 25.57% |
API Access
Medallion Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=MFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "MFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=MFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();