Medallion Financial (MFIN) Net Margin (2017 - 2025)
Medallion Financial (MFIN) posted quarterly Net Margin of 23.1% for Q3 2025, up 470.0% year-over-year from 4.05% in Q3 2024, and up 5.77% quarter-over-quarter from 21.84% in Q2 2025.
Medallion Financial (MFIN) Net Margin (2017 - 2025) Analysis & Trends
Medallion Financial's Net Margin history runs 9 years deep, the most recent figure standing at 23.1% for Q3 2025.
- In Q3 2025, Net Margin rose 470.0% year-over-year to 23.1%; the TTM figure through Sep 2025 stood at 22.11% (up 19.0% YoY), while the FY2024 annual figure was 19.6%, down 1105.0% from the prior year.
- Net Margin for Q3 2025 stood at 23.1%, up from 21.84% in the prior quarter.
- The five-year high for Net Margin was 40.52% in Q3 2021, with the low at 16.47% in Q2 2024.
- The 5-year median for Net Margin is 29.6% (2021), against an average of 27.74%.
- The sharpest annual moves came in 2021 and 2022: Net Margin jumped 10376 bps in 2021, then slumped 1971 bps in 2022.
- Medallion Financial's Net Margin stood at 40.34% in 2021, then fell by 19 bps to 32.78% in 2022, then slipped by 3 bps to 31.86% in 2023, then sank by 31 bps to 21.9% in 2024, then gained by 5 bps to 23.1% in 2025.
- Business Quant data shows MFIN's Net Margin at 23.1% in Q3 2025, 21.84% in Q2 2025, and 21.64% in Q1 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 48.38% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 47.30% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 23.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.72% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 17.93% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.91% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 128.75% |
| 10 | Medallion Financial | 248.09 Mn | 111.82 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 23.10% |
| Jun 30, 2025 | 21.84% |
| Mar 31, 2025 | 21.64% |
| Dec 31, 2024 | 21.90% |
| Sep 30, 2024 | 18.40% |
| Jun 30, 2024 | 16.47% |
| Mar 31, 2024 | 21.64% |
| Dec 31, 2023 | 31.86% |
| Sep 30, 2023 | 24.00% |
| Jun 30, 2023 | 31.83% |
| Mar 31, 2023 | 36.76% |
| Dec 31, 2022 | 32.78% |
| Sep 30, 2022 | 20.81% |
| Jun 30, 2022 | 32.25% |
| Mar 31, 2022 | 30.15% |
| Dec 31, 2021 | 40.34% |
| Sep 30, 2021 | 40.52% |
| Jun 30, 2021 | 31.11% |
| Mar 31, 2021 | 29.60% |
| Dec 31, 2020 | 27.11% |