Medallion Financial (MFIN) Net Margin (2017 - 2025)

Medallion Financial (MFIN) recorded quarterly Net Margin of 23.18% in Q3 2025, down 25.51% quarter-over-quarter from 31.12% in Q2 2025, and up 420.0% on a YoY basis from 4.46% in Q3 2024.

Medallion Financial (MFIN) Net Margin (2017 - 2025) Analysis & Trends

Medallion Financial's Net Margin history runs 9 years deep, the most recent figure standing at 23.18% for Q3 2025.

  • In Q3 2025, Net Margin rose 420.0% year-over-year to 23.18%; the TTM figure through Sep 2025 stood at 24.22% (down 563.0% YoY), while the FY2024 annual figure was 19.6%, down 1105.0% from the prior year.
  • Net Margin was 23.18% for Q3 2025 at Medallion Financial, down from 31.12% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 55.55% in Q4 2021 to a low of 18.98% in Q3 2024.
  • Historically, Net Margin has averaged 37.29% across 5 years, with a median of 42.3% in 2021.
  • The sharpest annual moves came in 2021 and 2022: Net Margin surged 15012 bps in 2021, then tumbled 2591 bps in 2022.
  • A 5-year view of Net Margin shows it stood at 55.55% in 2021, then dropped by 20 bps to 44.19% in 2022, then retreated by 4 bps to 42.6% in 2023, then plunged by 51 bps to 20.72% in 2024, then climbed by 12 bps to 23.18% in 2025.
  • The last three Net Margin figures came in at 23.18% (Q3 2025), 31.12% (Q2 2025), and 21.47% (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 Medallion Financial 282.91 Mn 246.07 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 23.18%
Jun 30, 2025 31.12%
Mar 31, 2025 21.47%
Dec 31, 2024 20.72%
Sep 30, 2024 18.98%
Jun 30, 2024 24.32%
Mar 31, 2024 33.56%
Dec 31, 2023 42.60%
Sep 30, 2023 36.67%
Jun 30, 2023 43.50%
Mar 31, 2023 50.90%
Dec 31, 2022 44.19%
Sep 30, 2022 29.55%
Jun 30, 2022 42.53%
Mar 31, 2022 43.21%
Dec 31, 2021 55.55%
Sep 30, 2021 55.46%
Jun 30, 2021 48.63%
Mar 31, 2021 42.30%
Dec 31, 2020 42.71%