Medallion Financial (MFIN) EBT Margin (2017 - 2025)
Medallion Financial (MFIN) recorded quarterly EBT Margin of 33.16% in Q3 2025, up 6.57% quarter-over-quarter from 31.12% in Q2 2025, and up 657.0% on a YoY basis from 4.38% in Q3 2024.
Medallion Financial (MFIN) EBT Margin (2017 - 2025) Analysis & Trends
Medallion Financial's EBT Margin history runs 9 years deep, the most recent figure standing at 33.16% for Q3 2025.
- In Q3 2025, EBT Margin rose 657.0% year-over-year to 33.16%; the TTM figure through Sep 2025 stood at 32.28% (up 50.0% YoY), while the FY2024 annual figure was 29.43%, down 1372.0% from the prior year.
- EBT Margin was 33.16% for Q3 2025 at Medallion Financial, up from 31.12% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 55.55% in Q4 2021 to a low of 24.32% in Q2 2024.
- Historically, EBT Margin has averaged 39.41% across 5 years, with a median of 42.3% in 2021.
- The sharpest annual moves came in 2021 and 2022: EBT Margin surged 15012 bps in 2021, then tumbled 2591 bps in 2022.
- A 5-year view of EBT Margin shows it stood at 55.55% in 2021, then dropped by 20 bps to 44.19% in 2022, then retreated by 4 bps to 42.6% in 2023, then declined by 23 bps to 32.83% in 2024, then advanced by 1 bps to 33.16% in 2025.
- The last three EBT Margin figures came in at 33.16% (Q3 2025), 31.12% (Q2 2025), and 32.12% (Q1 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Medallion Financial | 282.91 Mn | 246.07 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 33.16% |
| Jun 30, 2025 | 31.12% |
| Mar 31, 2025 | 32.12% |
| Dec 31, 2024 | 32.83% |
| Sep 30, 2024 | 26.59% |
| Jun 30, 2024 | 24.32% |
| Mar 31, 2024 | 33.56% |
| Dec 31, 2023 | 42.60% |
| Sep 30, 2023 | 36.67% |
| Jun 30, 2023 | 43.50% |
| Mar 31, 2023 | 50.90% |
| Dec 31, 2022 | 44.19% |
| Sep 30, 2022 | 29.55% |
| Jun 30, 2022 | 42.53% |
| Mar 31, 2022 | 43.21% |
| Dec 31, 2021 | 55.55% |
| Sep 30, 2021 | 55.46% |
| Jun 30, 2021 | 48.63% |
| Mar 31, 2021 | 42.30% |
| Dec 31, 2020 | 42.71% |