Medallion Financial (MFIN) Asset Utilization Ratio (2018 - 2025)

Medallion Financial (MFIN) posted quarterly Asset Utilization Ratio of 0.08 for Q3 2025, up 10.1% year-over-year from 0.07 in Q3 2024, and up 0.76% quarter-over-quarter from 0.08 in Q2 2025.

Medallion Financial (MFIN) Asset Utilization Ratio (2018 - 2025) Analysis & Trends

Medallion Financial's Asset Utilization Ratio history runs 8 years deep, the most recent figure standing at 0.08 for Q3 2025.

  • In Q3 2025, Asset Utilization Ratio rose 10.1% year-over-year to 0.08; the TTM figure through Sep 2025 stood at 0.08 (up 10.1% YoY), while the FY2024 annual figure was 0.08, down 4.72% from the prior year.
  • Asset Utilization Ratio for Q3 2025 stood at 0.08, up from 0.08 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.09 in Q1 2022, with the low at 0.07 in Q1 2021.
  • The 5-year median for Asset Utilization Ratio is 0.08 (2025), against an average of 0.08.
  • The sharpest annual moves came in 2021 and 2023: Asset Utilization Ratio climbed 25.8% in 2021, then decreased 12.2% in 2023.
  • Medallion Financial's Asset Utilization Ratio stood at 0.09 in 2021, then fell by 11.02% to 0.08 in 2022, then decreased by 0.28% to 0.08 in 2023, then slipped by 3.28% to 0.07 in 2024, then increased by 10.34% to 0.08 in 2025.
  • Business Quant data shows MFIN's Asset Utilization Ratio at 0.08 in Q3 2025, 0.08 in Q2 2025, and 0.08 in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Medallion Financial 248.09 Mn 111.82 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 0.08
Jun 30, 2025 0.08
Mar 31, 2025 0.08
Dec 31, 2024 0.07
Sep 30, 2024 0.07
Jun 30, 2024 0.08
Mar 31, 2024 0.08
Dec 31, 2023 0.08
Sep 30, 2023 0.08
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.08
Sep 30, 2022 0.08
Jun 30, 2022 0.09
Mar 31, 2022 0.09
Dec 31, 2021 0.09
Sep 30, 2021 0.08
Jun 30, 2021 0.08
Mar 31, 2021 0.07
Dec 31, 2020 0.07