Medallion Financial (MFIN) Asset Utilization Ratio (2018 - 2025)
Medallion Financial (MFIN) posted quarterly Asset Utilization Ratio of 0.08 for Q3 2025, up 10.1% year-over-year from 0.07 in Q3 2024, and up 0.76% quarter-over-quarter from 0.08 in Q2 2025.
Analysis
Medallion Financial (MFIN) Asset Utilization Ratio (2018 - 2025) Analysis & Trends
Medallion Financial's Asset Utilization Ratio history runs 8 years deep, the most recent figure standing at 0.08 for Q3 2025.
- In Q3 2025, Asset Utilization Ratio rose 10.1% year-over-year to 0.08; the TTM figure through Sep 2025 stood at 0.08 (up 10.1% YoY), while the FY2024 annual figure was 0.08, down 4.72% from the prior year.
- Asset Utilization Ratio for Q3 2025 stood at 0.08, up from 0.08 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.09 in Q1 2022, with the low at 0.07 in Q1 2021.
- The 5-year median for Asset Utilization Ratio is 0.08 (2025), against an average of 0.08.
- The sharpest annual moves came in 2021 and 2023: Asset Utilization Ratio climbed 25.8% in 2021, then decreased 12.2% in 2023.
- Medallion Financial's Asset Utilization Ratio stood at 0.09 in 2021, then fell by 11.02% to 0.08 in 2022, then decreased by 0.28% to 0.08 in 2023, then slipped by 3.28% to 0.07 in 2024, then increased by 10.34% to 0.08 in 2025.
- Business Quant data shows MFIN's Asset Utilization Ratio at 0.08 in Q3 2025, 0.08 in Q2 2025, and 0.08 in Q1 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.47 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.64 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.09 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.42 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.29 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.08 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.04 |
| 10 | Medallion Financial | 278.57 Mn | 241.74 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.08 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.09 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.08 |
| Jun 30, 2021 | 0.08 |
| Mar 31, 2021 | 0.07 |
| Dec 31, 2020 | 0.07 |