Mechanics Bancorp (MCHB) Retained Earnings (2011 - 2026)

Mechanics Bancorp (MCHB) reported Retained Earnings of -$19.5 million for Q1 2026, down 107.9% year-over-year from $246.5 million in Q1 2025, and down 658.76% quarter-over-quarter from $3.5 million in Q4 2025.

Mechanics Bancorp (MCHB) Retained Earnings (2011 - 2026) Analysis & Trends

Mechanics Bancorp (MCHB) has 16 years of Retained Earnings data on file, last reported at -$19.5 million in Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$19.5 million, down 107.9% year-over-year; the trailing twelve-month figure through Mar 2026 was -$19.5 million (down 107.9% YoY), and the FY2025 annual result was $3.5 million, down 98.54% from the prior year.
  • Retained Earnings retreated to -$19.5 million in Q1 2026 per MCHB's latest filing, from $3.5 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $408.4 million in Q1 2022 and troughed at -$105.9 million in Q3 2022.
  • A 5-year average of $122.9 million and a median of $3.5 million in 2025 frame the typical range for Retained Earnings.
  • The sharpest annual moves came in 2022 and 2023: Retained Earnings slumped 579.48% in 2022, then surged 732.49% in 2023.
  • A 5-year view of Retained Earnings shows it stood at -$99.5 million in 2022, then surged by 497.22% to $395.4 million in 2023, then plunged by 39.42% to $239.5 million in 2024, then plunged by 98.54% to $3.5 million in 2025, then slumped by 658.76% to -$19.5 million in 2026.
  • Business Quant data shows MCHB's Retained Earnings at -$19.5 million in Q1 2026, $3.5 million in Q4 2025, and $381.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Bank Of Chile 97,269.32 Bn 97,269.32 Bn - 711,658.00
2 Bank Bradesco 6,591.89 Bn 6,575.95 Bn - 16.81 Bn
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 209.71 Bn 209.56 Bn - 120.93 Mn
5 Itau Unibanco Holding 198.08 Bn 198.08 Bn - -
6 Landmark Bancorp 177.39 Bn 177.36 Bn - -8.57 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 135.71 Bn 103.28 Bn - -1.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 43.56 Bn
10 Mechanics Bancorp 3.26 Bn 2.78 Bn 9.51 Mn -19.48 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -19.48 Mn
Dec 31, 2025 3.49 Mn
Sep 30, 2025 380.95 Mn
Jun 30, 2025 242.14 Mn
Mar 31, 2025 246.55 Mn
Dec 31, 2024 239.52 Mn
Sep 30, 2024 -68.67 Mn
Jun 30, 2024 -93.23 Mn
Mar 31, 2024 -91.34 Mn
Dec 31, 2023 395.36 Mn
Sep 30, 2023 400.53 Mn
Jun 30, 2023 400.13 Mn
Mar 31, 2023 -85.76 Mn
Dec 31, 2022 -99.53 Mn
Sep 30, 2022 -105.93 Mn
Jun 30, 2022 -63.26 Mn
Mar 31, 2022 408.44 Mn
Dec 31, 2021 444.34 Mn
Sep 30, 2021 22.09 Mn
Jun 30, 2021 420.11 Mn