Mechanics Bancorp (MCHB) Net Margin (2011 - 2026)
Mechanics Bancorp (MCHB) posted Net Margin of 423.90% for Q2 2026, up 62.26 percentage points from 361.64% a year earlier and up 85.19 percentage points from the prior quarter.
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Analysis
Mechanics Bancorp (MCHB) Net Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Mechanics Bancorp was 529.59%, up 158.14 percentage points year-over-year; for FY2025, it came in at 534.39%, up 474.13 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +512.04 percentage points (FY2020 to FY2025).
- In prior years, Mechanics Bancorp's Net Margin was 60.26% in FY2024 (+73.44 pp), -13.18% in FY2023 (-36.54 pp), 23.36% in FY2022 (-9.90 pp) and 33.26% in FY2021 (+10.92 pp).
- Quarterly Net Margin has run from a low of -58.46% in Q2 2023 to a high of 883.96% in Q4 2025 over five years.
- On a year-over-year basis, Net Margin increased in seven of the last eight quarters, with an average year-over-year change of +265.77 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2025, with a gain of 465.57 percentage points; the weakest was Q2 2023, with a drop of 82.71 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 338.71% (Q1 2026), 883.96% (Q4 2025) and 444.24% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | Mechanics Bancorp | 3.29 Bn | -415.61 Mn | - | 423.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 423.90% |
| Mar 31, 2026 | 338.71% |
| Dec 31, 2025 | 883.96% |
| Sep 30, 2025 | 444.24% |
| Jun 30, 2025 | 361.64% |
| Mar 31, 2025 | 380.76% |
| Dec 31, 2024 | 418.39% |
| Sep 30, 2024 | 324.96% |
| Jun 30, 2024 | -14.53% |
| Mar 31, 2024 | -18.02% |
| Dec 31, 2023 | -7.44% |
| Sep 30, 2023 | 4.65% |
| Jun 30, 2023 | -58.46% |
| Mar 31, 2023 | 8.49% |
| Dec 31, 2022 | 13.01% |
| Sep 30, 2022 | 26.68% |
| Jun 30, 2022 | 24.25% |
| Mar 31, 2022 | 28.46% |
| Dec 31, 2021 | 34.34% |
| Sep 30, 2021 | 33.22% |
API Access
Mechanics Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=MCHB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "MCHB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=MCHB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();