Mechanics Bancorp (MCHB) Net Margin (2011 - 2026)
Mechanics Bancorp (MCHB) posted quarterly Net Margin of 338.71% for Q1 2026, down 4205.0% year-over-year from 8.25% in Q1 2025, and down 61.68% quarter-over-quarter from 883.96% in Q4 2025.
Mechanics Bancorp (MCHB) Net Margin (2011 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has reported Net Margin for 15 consecutive years, with 338.71% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 4205.0% year-over-year to 338.71%; the TTM figure through Mar 2026 stood at 270.95% (down 21576.0% YoY), while the FY2025 annual figure was 534.39%, up 47413.0% from the prior year.
- Net Margin retreated to 338.71% in Q1 2026 per MCHB's latest filing, from 883.96% in the prior quarter.
- Across five years, Net Margin topped out at 883.96% in Q4 2025 and bottomed at 472.56% in Q2 2022.
- Historically, Net Margin has averaged 148.95% across 5 years, with a median of 65.15% in 2022.
- Annual changes were most pronounced in 2022 — Net Margin sank 50639 bps — and 2023, when it soared 60909 bps.
- Mechanics Bancorp's Net Margin stood at 6.88% in 2022, then sank by 119 bps to 1.28% in 2023, then surged by 32858 bps to 418.39% in 2024, then soared by 111 bps to 883.96% in 2025, then sank by 62 bps to 338.71% in 2026.
- Business Quant data shows MCHB's Net Margin at 338.71% in Q1 2026, 883.96% in Q4 2025, and 444.24% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Mechanics Bancorp | 3.59 Bn | 2.99 Bn | - | 423.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 423.90% |
| Mar 31, 2026 | 338.71% |
| Dec 31, 2025 | 883.96% |
| Sep 30, 2025 | 444.24% |
| Jun 30, 2025 | -10.66% |
| Mar 31, 2025 | 380.76% |
| Dec 31, 2024 | 418.39% |
| Sep 30, 2024 | 324.96% |
| Jun 30, 2024 | 64.95% |
| Mar 31, 2024 | 78.42% |
| Dec 31, 2023 | -1.28% |
| Sep 30, 2023 | -3.97% |
| Jun 30, 2023 | 136.53% |
| Mar 31, 2023 | -74.81% |
| Dec 31, 2022 | 6.88% |
| Sep 30, 2022 | -47.59% |
| Jun 30, 2022 | -472.56% |
| Mar 31, 2022 | 65.15% |
| Dec 31, 2021 | 34.77% |
| Sep 30, 2021 | 33.22% |