Mechanics Bancorp (MCHB) Net Margin (2011 - 2026)

Mechanics Bancorp (MCHB) has 15 years of Net Margin data on file, last reported at 338.71% in Q1 2026.

• Net Margin for Q1 2026 came in at 338.71%, down 4205.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 247.71% (up 8436.0% YoY), and the FY2025 annual result was 534.39%, up 47413.0% from the prior year.
• Net Margin eased to 338.71% in Q1 2026 per MCHB's latest filing, from 883.96% in the prior quarter.
• Over five years, Net Margin peaked at 883.96% in Q4 2025 and troughed at 58.46% in Q2 2023.
• A 5-year average of 164.06% and a median of 24.25% in 2022 frame the typical range for Net Margin.
• The sharpest annual moves came in 2023 and 2025: Net Margin slumped 8271 bps in 2023, then surged 46557 bps in 2025.
• A 5-year view of Net Margin shows it stood at 13.01% in 2022, then slumped by 157 bps to 7.44% in 2023, then surged by 5722 bps to 418.39% in 2024, then surged by 111 bps to 883.96% in 2025, then plunged by 62 bps to 338.71% in 2026.
• Business Quant data shows MCHB's Net Margin at 338.71% in Q1 2026, 883.96% in Q4 2025, and 444.24% in Q3 2025.