Mechanics Bancorp (MCHB) FCF Payout Ratio (2013 - 2026)
Mechanics Bancorp (MCHB) posted quarterly FCF Payout Ratio of 10.56 for Q1 2026, up 1439.9% quarter-over-quarter from 0.69 in Q4 2025.
Mechanics Bancorp (MCHB) FCF Payout Ratio (2013 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has reported FCF Payout Ratio for 9 consecutive years, with 10.56 the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Payout Ratio changed N/A year-over-year to 10.56; the TTM figure through Mar 2026 stood at 0.76 (up 113.98% YoY), while the FY2025 annual figure was 0.33, down 0.87% from the prior year.
- FCF Payout Ratio advanced to 10.56 in Q1 2026 per MCHB's latest filing, from 0.69 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 10.56 in Q1 2026 and bottomed at 0.13 in Q1 2023.
- Historically, FCF Payout Ratio has averaged 1.47 across 5 years, with a median of 0.22 in 2023.
- Annual changes were most pronounced in 2023 — FCF Payout Ratio sank 317.83% — and 2024, when it soared 4820.4%.
- Mechanics Bancorp's FCF Payout Ratio stood at 0.91 in 2022, then tumbled by 75.73% to 0.22 in 2023, then surged by 1358.96% to 3.23 in 2024, then tumbled by 78.77% to 0.69 in 2025, then surged by 1439.9% to 10.56 in 2026.
- Business Quant data shows MCHB's FCF Payout Ratio at 10.56 in Q1 2026, 0.69 in Q4 2025, and 3.23 in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Mechanics Bancorp | 3.59 Bn | 2.99 Bn | - | 3.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 3.26 |
| Mar 31, 2026 | 10.56 |
| Dec 31, 2025 | 0.69 |
| Sep 30, 2024 | 3.23 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | -0.13 |
| Dec 31, 2022 | 0.91 |
| Sep 30, 2022 | 0.11 |
| Jun 30, 2022 | 0.32 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | -0.45 |
| Sep 30, 2021 | 0.04 |
| Jun 30, 2021 | 0.09 |
| Mar 31, 2021 | -2.04 |
| Dec 31, 2020 | -1.40 |
| Sep 30, 2020 | 0.03 |
| Jun 30, 2020 | -0.03 |
| Mar 31, 2020 | -0.24 |