Merchants Bancorp (MBIN) Return on Assets [ROA] (2016 - 2026)
Merchants Bancorp's Return on Assets [ROA] was 1.29% in Q2 2026, down 0.04 percentage points from 1.33% a year earlier but up 0.14 percentage points from the prior quarter.
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Analysis
Merchants Bancorp (MBIN) Return on Assets [ROA] (2016 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Merchants Bancorp came in at 1.14%, down 0.65 percentage points from FY2024.
- Return on Assets [ROA] shows a five-year change of -1.11 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was 1.79% in FY2024 (-0.10 pp), 1.89% in FY2023 (+0.05 pp), 1.84% in FY2022 (-0.33 pp) and 2.17% in FY2021 (-0.08 pp).
- Quarterly Return on Assets [ROA] has moved between 1.13% (Q4 2025) and 2.22% (Q3 2021) over five years.
- Compared with a year earlier, Return on Assets [ROA] has declined for six straight quarters, with an average year-over-year change of -0.25 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q3 2021 (a gain of 0.63 percentage points); the worst was Q4 2025 (a drop of 0.58 percentage points).
- Per Business Quant data, MBIN's Return on Assets [ROA] in the three quarters before Q2 2026 was 1.15% (Q1 2026), 1.13% (Q4 2025) and 1.28% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 1,525.80% |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 0.82% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.23% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.93% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.03% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.52% |
| 10 | Merchants Bancorp | 2.46 Bn | -663.48 Mn | - | 1.52% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.52% |
| Jun 30, 2026 | 1.29% |
| Mar 31, 2026 | 1.15% |
| Dec 31, 2025 | 1.13% |
| Sep 30, 2025 | 1.28% |
| Jun 30, 2025 | 1.33% |
| Mar 31, 2025 | 1.55% |
| Dec 31, 2024 | 1.71% |
| Sep 30, 2024 | 1.64% |
| Jun 30, 2024 | 1.79% |
| Mar 31, 2024 | 1.79% |
| Dec 31, 2023 | 1.67% |
| Sep 30, 2023 | 1.60% |
| Jun 30, 2023 | 1.57% |
| Mar 31, 2023 | 1.67% |
| Dec 31, 2022 | 1.79% |
| Sep 30, 2022 | 1.89% |
| Jun 30, 2022 | 2.10% |
| Mar 31, 2022 | 2.06% |
| Dec 31, 2021 | 2.04% |
API Access
Merchants Bancorp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MBIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "MBIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MBIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();