Merchants Bancorp (MBIN) Retained Earnings (2016 - 2026)
Merchants Bancorp's Retained Earnings came in at $1.6 billion for Q2 2026, up 14.9% from $1.39 billion a year earlier and up 4.1% from the prior quarter.
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Analysis
Merchants Bancorp (MBIN) Retained Earnings (2016 - 2026) Analysis & Trends
At the end of FY2025, Merchants Bancorp's Retained Earnings was $1.49 billion, up 11.7% from FY2024.
- Retained Earnings has increased in each of the last nine years, with a five-year compound annual growth rate of 26.3% (FY2020 to FY2025).
- Going back by year, Retained Earnings was $1.33 billion in FY2024 (+25.1%), $1.06 billion in FY2023 (+27.7%), $832.87 million in FY2022 (+26.7%) and $657.15 million in FY2021 (+42.3%).
- The Q2 2026 figure represents the highest quarterly Retained Earnings in data going back to Q4 2016.
- Year-over-year, Retained Earnings has increased for 32 consecutive quarters, with growth averaging 17.5% over the last eight quarters.
- Across the past five years, year-over-year growth in Retained Earnings ran from 11.7% in Q4 2025 to 49.6% in Q3 2021.
- Business Quant data shows MBIN's Retained Earnings at $1.54 billion (Q1 2026), $1.49 billion (Q4 2025) and $1.43 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 445.02 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 661.60 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 274.52 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | 21.39 Bn |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 122.77 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 74.21 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 102.78 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 174.35 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 237.23 Bn |
| 10 | Merchants Bancorp | 2.25 Bn | -1.25 Bn | - | 1.60 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.60 Bn |
| Mar 31, 2026 | 1.54 Bn |
| Dec 31, 2025 | 1.49 Bn |
| Sep 30, 2025 | 1.43 Bn |
| Jun 30, 2025 | 1.39 Bn |
| Mar 31, 2025 | 1.37 Bn |
| Dec 31, 2024 | 1.33 Bn |
| Sep 30, 2024 | 1.25 Bn |
| Jun 30, 2024 | 1.20 Bn |
| Mar 31, 2024 | 1.14 Bn |
| Dec 31, 2023 | 1.06 Bn |
| Sep 30, 2023 | 998.25 Mn |
| Jun 30, 2023 | 928.88 Mn |
| Mar 31, 2023 | 875.70 Mn |
| Dec 31, 2022 | 832.87 Mn |
| Sep 30, 2022 | 787.53 Mn |
| Jun 30, 2022 | 737.79 Mn |
| Mar 31, 2022 | 694.78 Mn |
| Dec 31, 2021 | 657.15 Mn |
| Sep 30, 2021 | 610.27 Mn |
API Access
Merchants Bancorp Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=MBIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "MBIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=MBIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();