Merchants Bancorp (MBIN) EBT Margin (2016 - 2026)
Merchants Bancorp (MBIN) posted EBT Margin of 54.76% for Q2 2026, up 27.51 percentage points from 27.25% a year earlier and up 6.65 percentage points from the prior quarter.
Merchants Bancorp (MBIN) EBT Margin (2016 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Merchants Bancorp was 45.19%, down 4.86 percentage points year-over-year; for FY2025, it was 38.71%, down 24.30 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of -30.50 percentage points (FY2020 to FY2025).
- In prior years, Merchants Bancorp's EBT Margin was 63.01% in FY2024 (+1.19 pp), 61.82% in FY2023 (-3.68 pp), 65.50% in FY2022 (-4.55 pp) and 70.05% in FY2021 (+0.84 pp).
- The Q2 2026 figure stands as the highest quarterly EBT Margin since Q4 2024.
- On a year-over-year basis, EBT Margin increased in two of the last eight quarters, with an average year-over-year change of -10.22 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q2 2026, with a gain of 27.51 percentage points; the weakest was Q2 2025, with a drop of 34.91 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 48.11% (Q1 2026), 39.88% (Q4 2025) and 37.75% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.76% |
| Mar 31, 2026 | 48.11% |
| Dec 31, 2025 | 39.88% |
| Sep 30, 2025 | 37.75% |
| Jun 30, 2025 | 27.25% |
| Mar 31, 2025 | 52.44% |
| Dec 31, 2024 | 66.00% |
| Sep 30, 2024 | 54.39% |
| Jun 30, 2024 | 62.16% |
| Mar 31, 2024 | 68.06% |
| Dec 31, 2023 | 62.64% |
| Sep 30, 2023 | 69.42% |
| Jun 30, 2023 | 50.61% |
| Mar 31, 2023 | 63.78% |
| Dec 31, 2022 | 63.24% |
| Sep 30, 2022 | 67.55% |
| Jun 30, 2022 | 64.78% |
| Mar 31, 2022 | 66.62% |
| Dec 31, 2021 | 64.40% |
| Sep 30, 2021 | 72.01% |
Merchants Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=MBIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "MBIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=MBIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();