Merchants Bancorp (MBIN) Asset Utilization Ratio (2016 - 2026)
Merchants Bancorp (MBIN) posted quarterly Asset Utilization Ratio of 0.03 for Q1 2026, up 0.86% year-over-year from 0.03 in Q1 2025, and down 2.48% quarter-over-quarter from 0.03 in Q4 2025.
Merchants Bancorp (MBIN) Asset Utilization Ratio (2016 - 2026) Analysis & Trends
Merchants Bancorp's Asset Utilization Ratio history runs 11 years deep, the most recent figure standing at 0.03 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 0.86% year-over-year to 0.03; the TTM figure through Mar 2026 stood at 0.03 (up 0.86% YoY), while the FY2025 annual figure was 0.03, down 4.23% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.03, down from 0.03 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.04 in Q2 2022, with the low at 0.03 in Q2 2023.
- The 5-year median for Asset Utilization Ratio is 0.03 (2024), against an average of 0.03.
- The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio slipped 28.72% in 2023, then grew 14.16% in 2024.
- Merchants Bancorp's Asset Utilization Ratio stood at 0.04 in 2022, then fell by 16.97% to 0.03 in 2023, then increased by 6.59% to 0.03 in 2024, then slipped by 1.54% to 0.03 in 2025, then decreased by 2.48% to 0.03 in 2026.
- Business Quant data shows MBIN's Asset Utilization Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.03 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.02 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.04 |
| 10 | Merchants Bancorp | 2.51 Bn | 1.67 Bn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.04 |