Merchants Bancorp (MBIN) Asset Utilization Ratio (2016 - 2026)

Merchants Bancorp's (MBIN) quarterly Asset Utilization Ratio came in at 0.03 in Q1 2026, little changed year-on-year from 0.03 in Q1 2025, and down 2.48% quarter-over-quarter from 0.03 in Q4 2025.

Merchants Bancorp (MBIN) Asset Utilization Ratio (2016 - 2026) Analysis & Trends

Merchants Bancorp's Asset Utilization Ratio history runs 11 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • On a quarterly basis, Asset Utilization Ratio changed 0.24% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.03, a 0.24% change from a year earlier, with the FY2025 full-year figure at 0.03, down 4.23% from the prior year.
  • Asset Utilization Ratio slipped to 0.03 in Q1 2026 per MBIN's latest filing, from 0.03 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.04 in Q2 2022 and bottomed at 0.03 in Q1 2026.
  • The 5-year median for Asset Utilization Ratio is 0.03 (2023), against an average of 0.03.
  • Across the five-year window, Asset Utilization Ratio retreated 27.2% in 2023 and increased 20.24% in 2024, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.04 in 2022, then retreated by 11.21% to 0.03 in 2023, then retreated by 2.81% to 0.03 in 2024, then decreased by 2.63% to 0.03 in 2025, then fell by 2.48% to 0.03 in 2026.
  • Per Business Quant, the three latest MBIN Asset Utilization Ratio figures stand at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Merchants Bancorp 2.14 Bn 1.51 Bn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Mar 31, 2024 0.04
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.03
Dec 31, 2022 0.04
Sep 30, 2022 0.04
Jun 30, 2022 0.04
Mar 31, 2022 0.04
Dec 31, 2021 0.04
Sep 30, 2021 0.04
Jun 30, 2021 0.04