Mastercard (MA) Restructuring Costs (2011 - 2025)
Mastercard (MA) reported Restructuring Costs of $174.0 million for Q4 2025, down 37.86% on a YoY basis from $280.0 million in Q4 2024, and up 109.64% quarter-over-quarter from $83.0 million in Q3 2025.
Mastercard (MA) Restructuring Costs (2011 - 2025) Analysis & Trends
Mastercard has reported Restructuring Costs for 13 years, with the latest figure at $174.0 million in Q4 2025.
- For the quarter ending Q4 2025, Restructuring Costs fell 37.86% year-over-year to $174.0 million; the trailing twelve-month figure through Mar 2026 stood at $353.0 million (down 49.93% YoY), and the FY2025 full-year result was $504.0 million, down 25.88% from the prior year.
- Restructuring Costs for Q4 2025 stood at $174.0 million, up from $83.0 million in the prior quarter.
- The five-year high for Restructuring Costs was $308.0 million in Q4 2023, with the low at $15.0 million in Q4 2022.
- Historically, Restructuring Costs has averaged $135.8 million across 5 years, with a median of $129.5 million in 2022.
- The largest YoY upside for Restructuring Costs was 1953.33% in 2023 against a maximum downside of 84.96% in 2023.
- Mastercard's Restructuring Costs stood at $27.0 million in 2021, then sank by 44.44% to $15.0 million in 2022, then jumped by 1953.33% to $308.0 million in 2023, then dropped by 9.09% to $280.0 million in 2024, then sank by 37.86% to $174.0 million in 2025.
- The last three Restructuring Costs figures came in at $174.0 million (Q4 2025), $83.0 million (Q3 2025), and $96.0 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 174.00 Mn |
| Sep 30, 2025 | 83.00 Mn |
| Jun 30, 2025 | 96.00 Mn |
| Mar 31, 2025 | 151.00 Mn |
| Dec 31, 2024 | 280.00 Mn |
| Sep 30, 2024 | 176.00 Mn |
| Jun 30, 2024 | 98.00 Mn |
| Mar 31, 2024 | 126.00 Mn |
| Dec 31, 2023 | 308.00 Mn |
| Jun 30, 2023 | 20.00 Mn |
| Mar 31, 2023 | 211.00 Mn |
| Dec 31, 2022 | 15.00 Mn |
| Sep 30, 2022 | 208.00 Mn |
| Jun 30, 2022 | 133.00 Mn |
| Sep 30, 2021 | 27.00 Mn |
| Jun 30, 2021 | 67.00 Mn |
| Dec 31, 2020 | 45.00 Mn |
| Jun 30, 2020 | 22.00 Mn |
| Mar 31, 2020 | 6.00 Mn |
| Dec 31, 2018 | 654.00 Mn |