Mastercard (MA) Restructuring Costs (2011 - 2025)

Mastercard (MA) reported Restructuring Costs of $174.0 million for Q4 2025, down 37.86% on a YoY basis from $280.0 million in Q4 2024, and up 109.64% quarter-over-quarter from $83.0 million in Q3 2025.

Mastercard (MA) Restructuring Costs (2011 - 2025) Analysis & Trends

Mastercard has reported Restructuring Costs for 13 years, with the latest figure at $174.0 million in Q4 2025.

  • For the quarter ending Q4 2025, Restructuring Costs fell 37.86% year-over-year to $174.0 million; the trailing twelve-month figure through Mar 2026 stood at $353.0 million (down 49.93% YoY), and the FY2025 full-year result was $504.0 million, down 25.88% from the prior year.
  • Restructuring Costs for Q4 2025 stood at $174.0 million, up from $83.0 million in the prior quarter.
  • The five-year high for Restructuring Costs was $308.0 million in Q4 2023, with the low at $15.0 million in Q4 2022.
  • Historically, Restructuring Costs has averaged $135.8 million across 5 years, with a median of $129.5 million in 2022.
  • The largest YoY upside for Restructuring Costs was 1953.33% in 2023 against a maximum downside of 84.96% in 2023.
  • Mastercard's Restructuring Costs stood at $27.0 million in 2021, then sank by 44.44% to $15.0 million in 2022, then jumped by 1953.33% to $308.0 million in 2023, then dropped by 9.09% to $280.0 million in 2024, then sank by 37.86% to $174.0 million in 2025.
  • The last three Restructuring Costs figures came in at $174.0 million (Q4 2025), $83.0 million (Q3 2025), and $96.0 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 548.22 Bn 535.81 Bn -
2 Mastercard 437.48 Bn 427.27 Bn -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 174.00 Mn
Sep 30, 2025 83.00 Mn
Jun 30, 2025 96.00 Mn
Mar 31, 2025 151.00 Mn
Dec 31, 2024 280.00 Mn
Sep 30, 2024 176.00 Mn
Jun 30, 2024 98.00 Mn
Mar 31, 2024 126.00 Mn
Dec 31, 2023 308.00 Mn
Jun 30, 2023 20.00 Mn
Mar 31, 2023 211.00 Mn
Dec 31, 2022 15.00 Mn
Sep 30, 2022 208.00 Mn
Jun 30, 2022 133.00 Mn
Sep 30, 2021 27.00 Mn
Jun 30, 2021 67.00 Mn
Dec 31, 2020 45.00 Mn
Jun 30, 2020 22.00 Mn
Mar 31, 2020 6.00 Mn
Dec 31, 2018 654.00 Mn