LexinFintech Holdings (LX) Return on Assets [ROA] (2018 - 2026)
LexinFintech Holdings (LX) recorded Return on Assets [ROA] of 7.05% in Q2 2026, down 3.25 percentage points from 10.30% a year earlier and down 2.27 percentage points from the prior quarter.
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Analysis
LexinFintech Holdings (LX) Return on Assets [ROA] (2018 - 2026) Analysis & Trends
For FY2025, LexinFintech Holdings reported Return on Assets [ROA] of 7.54%, up 2.76 percentage points from FY2024.
- Annual Return on Assets [ROA] has increased for three straight years, with a five-year change of +4.61 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Assets [ROA] came in at 4.78% in FY2024 (+0.20 pp), 4.58% in FY2023 (+0.95 pp), 3.63% in FY2022 (-7.79 pp) and 11.41% in FY2021 (+8.48 pp).
- The Q2 2026 figure is the lowest quarterly Return on Assets [ROA] since Q3 2024.
- On a year-over-year basis, Return on Assets [ROA] rose in six of the last eight quarters, with an average year-over-year change of +1.37 percentage points.
- Peak year-over-year performance for Return on Assets [ROA] in the last five years was a gain of 6.69 percentage points in Q3 2025, against a drop of 10.63 percentage points in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 9.32% (Q1 2026), 10.58% (Q4 2025) and 11.50% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.47 Bn | 8.69 Bn | - | 6.00% |
| 2 | Block | 47.66 Bn | 18.96 Bn | 3.17 Bn | 0.90% |
| 3 | Coinbase Global | 45.38 Bn | 2.19 Bn | - | -3.57% |
| 4 | Corpay | 27.06 Bn | 16.95 Bn | - | 4.19% |
| 5 | Fiserv | 26.41 Bn | 23.08 Bn | 2.90 Bn | 3.49% |
| 6 | Global Payments | 22.94 Bn | 725.72 Mn | 2.03 Bn | -1.33% |
| 7 | Guidewire Software | 15.73 Bn | 12.29 Bn | 269.68 Mn | 5.45% |
| 8 | Bitmine Immersion Technologies | 12.68 Bn | 10.06 Bn | 40.81 Mn | -81.35% |
| 9 | Chime Financial | 11.57 Bn | 7.37 Bn | 594.87 Mn | -0.92% |
| 10 | LexinFintech Holdings | 109.48 Mn | -916.27 Mn | 73.06 Mn | 4.48% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.48% |
| Mar 31, 2026 | 6.18% |
| Dec 31, 2025 | 7.16% |
| Sep 30, 2025 | 7.95% |
| Jun 30, 2025 | 7.17% |
| Mar 31, 2025 | 5.98% |
| Dec 31, 2024 | 4.89% |
| Sep 30, 2024 | 3.29% |
| Jun 30, 2024 | 3.49% |
| Mar 31, 2024 | 4.00% |
| Dec 31, 2023 | 4.59% |
| Sep 30, 2023 | 5.84% |
| Jun 30, 2023 | 5.21% |
| Mar 31, 2023 | 4.53% |
| Dec 31, 2022 | 3.72% |
| Sep 30, 2022 | 3.59% |
| Jun 30, 2022 | 5.07% |
| Mar 31, 2022 | 7.98% |
| Dec 31, 2021 | 11.14% |
| Sep 30, 2021 | 12.67% |
API Access
LexinFintech Holdings Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=LX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "LX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=LX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();