Live Oak Bancshares (LOB) Tax Rate (2014 - 2026)

Live Oak Bancshares' Tax Rate history runs 13 years deep, the most recent figure standing at 25.28% for Q1 2026.

• In Q1 2026, Tax Rate fell 109.0% year-over-year to 25.28%; the TTM figure through Mar 2026 stood at 25.83% (down 4.0% YoY), while the FY2025 annual figure was 26.03%, up 1278.0% from the prior year.
• Tax Rate was 25.28% for Q1 2026 at Live Oak Bancshares, down from 25.5% in the prior quarter.
• In the past five years, Tax Rate ranged from a high of 88.98% in Q1 2023 to a low of 149.93% in Q4 2022.
• Historically, Tax Rate has averaged 11.04% across 5 years, with a median of 25.05% in 2025.
• The sharpest annual moves came in 2022 and 2023: Tax Rate tumbled 18683 bps in 2022, then soared 15749 bps in 2023.
• A 5-year view of Tax Rate shows it stood at 149.93% in 2022, then surged by 105 bps to 7.56% in 2023, then soared by 239 bps to 25.6% in 2024, then retreated by 0 bps to 25.5% in 2025, then slipped by 1 bps to 25.28% in 2026.
• The last three Tax Rate figures came in at 25.28% (Q1 2026), 25.5% (Q4 2025), and 27.63% (Q3 2025), per Business Quant data.