Live Oak Bancshares (LOB) Research & Development (2014 - 2026)

Live Oak Bancshares (LOB) recorded quarterly Research & Development of $9.7 million in Q1 2026, down 27.23% quarter-over-quarter from $13.4 million in Q4 2025, and up 372.34% on a YoY basis from $2.1 million in Q1 2025.

Live Oak Bancshares (LOB) Research & Development (2014 - 2026) Analysis & Trends

Live Oak Bancshares' Research & Development history runs 13 years deep, the most recent figure standing at $9.7 million for Q1 2026.

  • In Q1 2026, Research & Development rose 372.34% year-over-year to $9.7 million; the TTM figure through Mar 2026 stood at $28.2 million (up 1766.45% YoY), while the FY2025 annual figure was $42.9 million, up 499.0% from the prior year.
  • Research & Development was $9.7 million for Q1 2026 at Live Oak Bancshares, down from $13.4 million in the prior quarter.
  • In the past five years, Research & Development ranged from a high of $13.4 million in Q4 2025 to a low of -$17.6 million in Q4 2024.
  • Historically, Research & Development has averaged $2.8 million across 5 years, with a median of $2.6 million in 2025.
  • The sharpest annual moves came in 2023 and 2026: Research & Development sank 284.28% in 2023, then surged 372.34% in 2026.
  • A 5-year view of Research & Development shows it stood at $8.8 million in 2022, then tumbled by 284.28% to -$16.3 million in 2023, then decreased by 8.11% to -$17.6 million in 2024, then jumped by 175.99% to $13.4 million in 2025, then slipped by 27.23% to $9.7 million in 2026.
  • The last three Research & Development figures came in at $9.7 million (Q1 2026), $13.4 million (Q4 2025), and $2.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 1.10 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 554,000.00
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 9.75 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 9.75 Mn
Dec 31, 2025 13.40 Mn
Sep 30, 2025 2.48 Mn
Jun 30, 2025 2.58 Mn
Mar 31, 2025 2.06 Mn
Dec 31, 2024 -17.63 Mn
Sep 30, 2024 9.08 Mn
Jun 30, 2024 8.00 Mn
Mar 31, 2024 2.44 Mn
Dec 31, 2023 -16.31 Mn
Sep 30, 2023 2.20 Mn
Jun 30, 2023 2.77 Mn
Mar 31, 2023 2.41 Mn
Dec 31, 2022 8.85 Mn
Sep 30, 2022 7.77 Mn
Jun 30, 2022 5.76 Mn
Mar 31, 2022 1.90 Mn
Dec 31, 2021 6.49 Mn
Sep 30, 2021 6.15 Mn
Jun 30, 2021 1.55 Mn