Live Oak Bancshares (LOB) Research & Development (2014 - 2026)
Live Oak Bancshares (LOB) recorded quarterly Research & Development of $9.7 million in Q1 2026, down 27.23% quarter-over-quarter from $13.4 million in Q4 2025, and up 372.34% on a YoY basis from $2.1 million in Q1 2025.
Live Oak Bancshares (LOB) Research & Development (2014 - 2026) Analysis & Trends
Live Oak Bancshares' Research & Development history runs 13 years deep, the most recent figure standing at $9.7 million for Q1 2026.
- In Q1 2026, Research & Development rose 372.34% year-over-year to $9.7 million; the TTM figure through Mar 2026 stood at $28.2 million (up 1766.45% YoY), while the FY2025 annual figure was $42.9 million, up 499.0% from the prior year.
- Research & Development was $9.7 million for Q1 2026 at Live Oak Bancshares, down from $13.4 million in the prior quarter.
- In the past five years, Research & Development ranged from a high of $13.4 million in Q4 2025 to a low of -$17.6 million in Q4 2024.
- Historically, Research & Development has averaged $2.8 million across 5 years, with a median of $2.6 million in 2025.
- The sharpest annual moves came in 2023 and 2026: Research & Development sank 284.28% in 2023, then surged 372.34% in 2026.
- A 5-year view of Research & Development shows it stood at $8.8 million in 2022, then tumbled by 284.28% to -$16.3 million in 2023, then decreased by 8.11% to -$17.6 million in 2024, then jumped by 175.99% to $13.4 million in 2025, then slipped by 27.23% to $9.7 million in 2026.
- The last three Research & Development figures came in at $9.7 million (Q1 2026), $13.4 million (Q4 2025), and $2.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 1.10 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 554,000.00 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 9.75 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.75 Mn |
| Dec 31, 2025 | 13.40 Mn |
| Sep 30, 2025 | 2.48 Mn |
| Jun 30, 2025 | 2.58 Mn |
| Mar 31, 2025 | 2.06 Mn |
| Dec 31, 2024 | -17.63 Mn |
| Sep 30, 2024 | 9.08 Mn |
| Jun 30, 2024 | 8.00 Mn |
| Mar 31, 2024 | 2.44 Mn |
| Dec 31, 2023 | -16.31 Mn |
| Sep 30, 2023 | 2.20 Mn |
| Jun 30, 2023 | 2.77 Mn |
| Mar 31, 2023 | 2.41 Mn |
| Dec 31, 2022 | 8.85 Mn |
| Sep 30, 2022 | 7.77 Mn |
| Jun 30, 2022 | 5.76 Mn |
| Mar 31, 2022 | 1.90 Mn |
| Dec 31, 2021 | 6.49 Mn |
| Sep 30, 2021 | 6.15 Mn |
| Jun 30, 2021 | 1.55 Mn |