Live Oak Bancshares (LOB) Payout Ratio (2015 - 2026)
Live Oak Bancshares (LOB) posted Payout Ratio of 0.04 for Q2 2026, down 19.41% on a QoQ basis from 0.05 in Q1 2026, and down 31.55% year-over-year from 0.06 in Q2 2025.
Analysis
Live Oak Bancshares (LOB) Payout Ratio (2015 - 2026) Analysis & Trends
Live Oak Bancshares has reported Payout Ratio for 12 years, with the latest figure at 0.04 in Q2 2026.
- On a quarterly basis, Payout Ratio fell 31.55% year-over-year to 0.04 in Q2 2026; TTM through Jun 2026 was 0.04, a 57.0% decrease from a year earlier, with the FY2025 full-year figure at 0.05, down 23.5% from the prior year.
- Payout Ratio was 0.04 for Q2 2026 at Live Oak Bancshares, down from 0.05 in the prior quarter.
- The five-year high for Payout Ratio was 3.33 in Q1 2023, with the low at 0.01 in Q2 2022.
- Average Payout Ratio over 5 years is 0.28, with a median of 0.05 recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Payout Ratio jumped 8669.73% in 2023, then slumped 98.54% in 2024.
- Over 5 years, Payout Ratio stood at 0.74 in 2022, then tumbled by 88.78% to 0.08 in 2023, then soared by 65.71% to 0.14 in 2024, then sank by 77.21% to 0.03 in 2025, then rose by 28.15% to 0.04 in 2026.
- The last three Payout Ratio figures came in at 0.04 (Q2 2026), 0.05 (Q1 2026), and 0.03 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn |
| 10 | Live Oak Bancshares | 1.83 Bn | 1.84 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.14 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 3.33 |
| Dec 31, 2022 | 0.74 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.04 |