Live Oak Bancshares LOB
NYSE LOB
$38.91 -0.44 (-1.12%)
As of: Sep 9, 2026 · 3:59 PM EDT

Live Oak Bancshares (LOB) Payout Ratio (2015 - 2026)

Live Oak Bancshares (LOB) posted Payout Ratio of 0.04 for Q2 2026, down 19.41% on a QoQ basis from 0.05 in Q1 2026, and down 31.55% year-over-year from 0.06 in Q2 2025.

Analysis

Live Oak Bancshares (LOB) Payout Ratio (2015 - 2026) Analysis & Trends

Live Oak Bancshares has reported Payout Ratio for 12 years, with the latest figure at 0.04 in Q2 2026.

  • On a quarterly basis, Payout Ratio fell 31.55% year-over-year to 0.04 in Q2 2026; TTM through Jun 2026 was 0.04, a 57.0% decrease from a year earlier, with the FY2025 full-year figure at 0.05, down 23.5% from the prior year.
  • Payout Ratio was 0.04 for Q2 2026 at Live Oak Bancshares, down from 0.05 in the prior quarter.
  • The five-year high for Payout Ratio was 3.33 in Q1 2023, with the low at 0.01 in Q2 2022.
  • Average Payout Ratio over 5 years is 0.28, with a median of 0.05 recorded in 2024.
  • The sharpest annual moves came in 2023 and 2024: Payout Ratio jumped 8669.73% in 2023, then slumped 98.54% in 2024.
  • Over 5 years, Payout Ratio stood at 0.74 in 2022, then tumbled by 88.78% to 0.08 in 2023, then soared by 65.71% to 0.14 in 2024, then sank by 77.21% to 0.03 in 2025, then rose by 28.15% to 0.04 in 2026.
  • The last three Payout Ratio figures came in at 0.04 (Q2 2026), 0.05 (Q1 2026), and 0.03 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn -
2 Truist Financial 63.10 Bn 63.10 Bn -
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn -
4 M&T Bank 34.66 Bn 34.66 Bn -
5 Huntington Bancshares 34.41 Bn 29.92 Bn -
6 Citizens Financial 29.91 Bn 29.91 Bn -
7 Regions Financial 25.92 Bn 25.99 Bn -
8 Keycorp 23.68 Bn -24.02 Bn -
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn
10 Live Oak Bancshares 1.83 Bn 1.84 Bn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.04
Mar 31, 2026 0.05
Dec 31, 2025 0.03
Sep 30, 2025 0.05
Jun 30, 2025 0.06
Mar 31, 2025 0.14
Dec 31, 2024 0.14
Sep 30, 2024 0.10
Jun 30, 2024 0.05
Mar 31, 2024 0.05
Dec 31, 2023 0.08
Sep 30, 2023 0.03
Jun 30, 2023 0.08
Mar 31, 2023 3.33
Dec 31, 2022 0.74
Sep 30, 2022 0.03
Jun 30, 2022 0.01
Mar 31, 2022 0.04
Dec 31, 2021 0.04
Sep 30, 2021 0.04