Live Oak Bancshares (LOB) Gain (Loss) on Sale of Loans (2014 - 2026)
Live Oak Bancshares (LOB) recorded Gain (Loss) on Sale of Loans of $20.89 million in Q3 2026, up 0.1% from $20.87 million a year earlier and up 19.0% from the prior quarter.
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Analysis
Live Oak Bancshares (LOB) Gain (Loss) on Sale of Loans (2014 - 2026) Analysis & Trends
On a TTM basis, Live Oak Bancshares' Gain (Loss) on Sale of Loans came in at $55.14 million as of Sep 30, 2026, down 9.8% year-over-year; for FY2025, it came in at $62.42 million, up 25.4% from FY2024.
- Annual Gain (Loss) on Sale of Loans has a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
- Across earlier years, Gain (Loss) on Sale of Loans came in at $49.77 million in FY2024 (+28.2%), $38.81 million in FY2023 (-10.2%), $43.24 million in FY2022 (-35.7%) and $67.28 million in FY2021 (+36.0%).
- The Q3 2026 figure is the highest quarterly Gain (Loss) on Sale of Loans since Q1 2022.
- On a year-over-year basis, Gain (Loss) on Sale of Loans rose in five of the last eight quarters, with growth averaging 4.9%.
- Peak year-over-year performance for Gain (Loss) on Sale of Loans in the last five years was growth of 91.9% in Q2 2023, against a decline of 82.5% in Q4 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at $17.55 million (Q2 2026), $15.43 million (Q1 2026) and $1.26 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gain on Loan Sales (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 77.00 Mn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 61.00 Mn |
| 10 | Live Oak Bancshares | 1.63 Bn | 1.51 Bn | - | 20.89 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 20.89 Mn |
| Jun 30, 2026 | 17.55 Mn |
| Mar 31, 2026 | 15.43 Mn |
| Dec 31, 2025 | 12.31 Mn |
| Sep 30, 2025 | 17.10 Mn |
| Jun 30, 2025 | 17.57 Mn |
| Mar 31, 2025 | 15.44 Mn |
| Dec 31, 2024 | 7.23 Mn |
| Sep 30, 2024 | 16.65 Mn |
| Jun 30, 2024 | 14.40 Mn |
| Mar 31, 2024 | 11.50 Mn |
| Dec 31, 2023 | 5.16 Mn |
| Sep 30, 2023 | 12.68 Mn |
| Jun 30, 2023 | 10.80 Mn |
| Mar 31, 2023 | 10.18 Mn |
| Dec 31, 2022 | 7.36 Mn |
| Sep 30, 2022 | 9.28 Mn |
| Jun 30, 2022 | 5.63 Mn |
| Mar 31, 2022 | 20.98 Mn |
| Dec 31, 2021 | 20.26 Mn |
API Access
Live Oak Bancshares Gain (Loss) on Sale of Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gain-loss-on-sale-of-loans&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gain-loss-on-sale-of-loans", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gain-loss-on-sale-of-loans&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();