Live Oak Bancshares (LOB) Free Cash Flow (2015 - 2026)

Live Oak Bancshares' Free Cash Flow history runs 12 years deep, the most recent figure standing at $85.3 million for Q1 2026.

• In Q1 2026, Free Cash Flow rose 366.17% year-over-year to $85.3 million; the TTM figure through Mar 2026 stood at $260.9 million (up 289.84% YoY), while the FY2025 annual figure was $143.5 million, up 33.51% from the prior year.
• Free Cash Flow was $85.3 million for Q1 2026 at Live Oak Bancshares, up from $64.9 million in the prior quarter.
• In the past five years, Free Cash Flow ranged from a high of $148.1 million in Q1 2023 to a low of -$407.2 million in Q4 2022.
• Historically, Free Cash Flow has averaged $7.6 million across 5 years, with a median of $44.6 million in 2025.
• The sharpest annual moves came in 2022 and 2025: Free Cash Flow plunged 3234.9% in 2022, then surged 9679.22% in 2025.
• A 5-year view of Free Cash Flow shows it stood at -$407.2 million in 2022, then rose by 29.63% to -$286.5 million in 2023, then surged by 100.23% to $664000.0 in 2024, then soared by 9679.22% to $64.9 million in 2025, then surged by 31.42% to $85.3 million in 2026.
• The last three Free Cash Flow figures came in at $85.3 million (Q1 2026), $64.9 million (Q4 2025), and $66.0 million (Q3 2025), per Business Quant data.