Live Oak Bancshares (LOB) Ending Cash Balance (2013 - 2026)
Live Oak Bancshares' Ending Cash Balance was $927.63 million in Q2 2026, up 40.0% from $662.76 million a year earlier and up 13.7% from the prior quarter.
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Analysis
Live Oak Bancshares (LOB) Ending Cash Balance (2013 - 2026) Analysis & Trends
For FY2025, Ending Cash Balance at Live Oak Bancshares came in at $864.9 million, up 42.1% from FY2024.
- Ending Cash Balance has now increased for four consecutive years, with a five-year compound annual growth rate of 22.1% (FY2020 to FY2025).
- In earlier years, Ending Cash Balance was $608.8 million in FY2024 (+4.5%), $582.54 million in FY2023 (+39.8%), $416.64 million in FY2022 (+104.5%) and $203.75 million in FY2021 (-36.0%).
- The Q2 2026 figure marks the highest quarterly Ending Cash Balance since Q2 2020.
- Compared with a year earlier, Ending Cash Balance has increased for eight straight quarters, with growth averaging 23.4% over the last eight quarters.
- The best year-over-year quarter for Ending Cash Balance over five years was Q4 2022 (growth of 104.5%); the worst was Q3 2021 (a decline of 45.3%).
- Per Business Quant data, LOB's Ending Cash Balance in the three quarters before Q2 2026 was $816.14 million (Q1 2026), $864.9 million (Q4 2025) and $892.45 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Ending Cash Balance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 326.27 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 2.12 Bn |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 249.64 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 138.67 Bn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 45.78 Bn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 176.77 Bn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 179.36 Bn |
| 10 | Live Oak Bancshares | 1.63 Bn | 1.51 Bn | - | 1.10 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.10 Bn |
| Jun 30, 2026 | 927.63 Mn |
| Mar 31, 2026 | 816.14 Mn |
| Dec 31, 2025 | 864.90 Mn |
| Sep 30, 2025 | 892.45 Mn |
| Jun 30, 2025 | 662.76 Mn |
| Mar 31, 2025 | 744.26 Mn |
| Dec 31, 2024 | 608.80 Mn |
| Sep 30, 2024 | 666.59 Mn |
| Jun 30, 2024 | 615.45 Mn |
| Mar 31, 2024 | 597.39 Mn |
| Dec 31, 2023 | 582.54 Mn |
| Sep 30, 2023 | 534.77 Mn |
| Jun 30, 2023 | 808.13 Mn |
| Mar 31, 2023 | 463.19 Mn |
| Dec 31, 2022 | 416.64 Mn |
| Sep 30, 2022 | 403.37 Mn |
| Jun 30, 2022 | 632.19 Mn |
| Mar 31, 2022 | 507.77 Mn |
| Dec 31, 2021 | 203.75 Mn |
API Access
Live Oak Bancshares Ending Cash Balance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ending-cash-balance", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();