Live Oak Bancshares (LOB) EBITDA Margin (2014 - 2026)

Live Oak Bancshares has reported EBITDA Margin for 13 years, with the latest figure at 103.88% in Q2 2026.

• On a quarterly basis, EBITDA Margin fell 84.0% year-over-year to 103.88% in Q2 2026; TTM through Jun 2026 was 106.25%, a 221.0% increase from a year earlier, with the FY2025 full-year figure at 104.35%, down 326.0% from the prior year.
• EBITDA Margin was 103.88% for Q2 2026 at Live Oak Bancshares, down from 106.24% in the prior quarter.
• The five-year high for EBITDA Margin was 114.11% in Q2 2024, with the low at 48.99% in Q4 2022.
• Average EBITDA Margin over 5 years is 92.3%, with a median of 103.08% recorded in 2025.
• The sharpest annual moves came in 2023 and 2025: EBITDA Margin surged 5324 bps in 2023, then tumbled 939 bps in 2025.
• Over 5 years, EBITDA Margin stood at 48.99% in 2022, then surged by 109 bps to 102.23% in 2023, then advanced by 7 bps to 109.74% in 2024, then increased by 0 bps to 110.25% in 2025, then declined by 6 bps to 103.88% in 2026.
• The last three EBITDA Margin figures came in at 103.88% (Q2 2026), 106.24% (Q1 2026), and 110.25% (Q4 2025), per Business Quant data.