Live Oak Bancshares (LOB) Deposits - Non-Interest-Bearing (2014 - 2026)
Live Oak Bancshares (LOB) reported Deposits - Non-Interest-Bearing of $638.33 million for Q3 2026, up 29.2% from $494.02 million a year earlier and up 5.5% from the prior quarter.
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Analysis
Live Oak Bancshares (LOB) Deposits - Non-Interest-Bearing (2014 - 2026) Analysis & Trends
At the end of FY2025, Live Oak Bancshares posted Deposits - Non-Interest-Bearing of $515.05 million, up 61.5% from FY2024.
- Deposits - Non-Interest-Bearing has increased for six consecutive years, with a five-year compound annual growth rate of 46.9% (FY2020 to FY2025).
- By year, Deposits - Non-Interest-Bearing came in at $318.89 million in FY2024 (+23.0%), $259.27 million in FY2023 (+33.6%), $194.1 million in FY2022 (+117.4%) and $89.28 million in FY2021 (+18.6%).
- The Q3 2026 figure ranks as the highest quarterly Deposits - Non-Interest-Bearing in data going back to Q4 2014.
- Year over year, Deposits - Non-Interest-Bearing has now increased in each of the last 25 quarters, with growth averaging 51.3% over the last eight quarters.
- Across the past five years, year-over-year growth in Deposits - Non-Interest-Bearing ran from 8.1% in Q3 2024 to 121.1% in Q3 2022.
- Per Business Quant data, the three quarters before Q3 2026 came in at $605.24 million (Q2 2026), $510.92 million (Q1 2026) and $515.05 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Int. Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 655.10 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 534.13 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 365.67 Bn |
| 10 | Live Oak Bancshares | 1.63 Bn | 1.51 Bn | - | 638.33 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 638.33 Mn |
| Jun 30, 2026 | 605.24 Mn |
| Mar 31, 2026 | 510.92 Mn |
| Dec 31, 2025 | 515.05 Mn |
| Sep 30, 2025 | 494.02 Mn |
| Jun 30, 2025 | 393.39 Mn |
| Mar 31, 2025 | 386.11 Mn |
| Dec 31, 2024 | 318.89 Mn |
| Sep 30, 2024 | 258.84 Mn |
| Jun 30, 2024 | 264.01 Mn |
| Mar 31, 2024 | 226.67 Mn |
| Dec 31, 2023 | 259.27 Mn |
| Sep 30, 2023 | 239.54 Mn |
| Jun 30, 2023 | 229.83 Mn |
| Mar 31, 2023 | 176.44 Mn |
| Dec 31, 2022 | 194.10 Mn |
| Sep 30, 2022 | 170.34 Mn |
| Jun 30, 2022 | 119.37 Mn |
| Mar 31, 2022 | 86.34 Mn |
| Dec 31, 2021 | 89.28 Mn |
API Access
Live Oak Bancshares Deposits - Non-Interest-Bearing API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=deposits-non-interest-bearing&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "deposits-non-interest-bearing", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=deposits-non-interest-bearing&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();