Live Oak Bancshares (LOB) Change in Receivables (2015 - 2026)
Live Oak Bancshares' (LOB) quarterly Change in Receivables came in at -$3.3 million in Q1 2026, down 573.9% year-on-year from $705000.0 in Q1 2025, and up 77.12% quarter-over-quarter from -$14.6 million in Q4 2025.
Live Oak Bancshares (LOB) Change in Receivables (2015 - 2026) Analysis & Trends
Live Oak Bancshares' Change in Receivables history runs 12 years deep, the most recent figure standing at -$3.3 million for Q1 2026.
- On a quarterly basis, Change in Receivables fell 573.9% year-over-year to -$3.3 million in Q1 2026; TTM through Mar 2026 was -$26.9 million, a 302.36% decrease from a year earlier, with the FY2025 full-year figure at -$22.8 million, down 286.0% from the prior year.
- Change in Receivables grew to -$3.3 million in Q1 2026 per LOB's latest filing, from -$14.6 million in the prior quarter.
- Across five years, Change in Receivables topped out at $28.3 million in Q4 2022 and bottomed at -$23.4 million in Q3 2022.
- The 5-year median for Change in Receivables is -$301000.0 (2024), against an average of -$2.0 million.
- Across the five-year window, Change in Receivables jumped 511.11% in 2022 and plunged 573.9% in 2026, its largest moves.
- Year by year, Change in Receivables stood at $28.3 million in 2022, then tumbled by 92.87% to $2.0 million in 2023, then surged by 265.71% to $7.4 million in 2024, then plunged by 298.15% to -$14.6 million in 2025, then jumped by 77.12% to -$3.3 million in 2026.
- Per Business Quant, the three latest LOB Change in Receivables figures stand at -$3.3 million (Q1 2026), -$14.6 million (Q4 2025), and $7.0 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | - |
| 10 | Live Oak Bancshares | 1.97 Bn | 1.97 Bn | - | -3.34 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.34 Mn |
| Mar 31, 2026 | -3.34 Mn |
| Dec 31, 2025 | -14.60 Mn |
| Dec 31, 2025 | -14.60 Mn |
| Sep 30, 2025 | 7.04 Mn |
| Sep 30, 2025 | 7.04 Mn |
| Jun 30, 2025 | -15.99 Mn |
| Jun 30, 2025 | -15.99 Mn |
| Mar 31, 2025 | 705,000.00 |
| Mar 31, 2025 | 705,000.00 |
| Dec 31, 2024 | 7.37 Mn |
| Dec 31, 2024 | 7.37 Mn |
| Sep 30, 2024 | -8.62 Mn |
| Sep 30, 2024 | -8.62 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Mar 31, 2024 | -301,000.00 |
| Mar 31, 2024 | -301,000.00 |
| Dec 31, 2023 | 2.02 Mn |
| Dec 31, 2023 | 2.02 Mn |