Live Oak Bancshares (LOB) Change in Receivables (2015 - 2026)
Live Oak Bancshares (LOB) recorded quarterly Change in Receivables of -$3.3 million in Q1 2026, up 77.12% quarter-over-quarter from -$14.6 million in Q4 2025, and down 573.9% on a YoY basis from $705000.0 in Q1 2025.
Live Oak Bancshares (LOB) Change in Receivables (2015 - 2026) Analysis & Trends
Live Oak Bancshares' Change in Receivables history runs 12 years deep, the most recent figure standing at -$3.3 million for Q1 2026.
- In Q1 2026, Change in Receivables fell 573.9% year-over-year to -$3.3 million; the TTM figure through Mar 2026 stood at -$26.9 million (down 302.36% YoY), while the FY2025 annual figure was -$22.8 million, down 286.0% from the prior year.
- Change in Receivables was -$3.3 million for Q1 2026 at Live Oak Bancshares, up from -$14.6 million in the prior quarter.
- In the past five years, Change in Receivables ranged from a high of $28.3 million in Q4 2022 to a low of -$23.4 million in Q3 2022.
- Historically, Change in Receivables has averaged -$2.0 million across 5 years, with a median of -$301000.0 in 2024.
- The sharpest annual moves came in 2022 and 2026: Change in Receivables surged 511.11% in 2022, then plunged 573.9% in 2026.
- A 5-year view of Change in Receivables shows it stood at $28.3 million in 2022, then sank by 92.87% to $2.0 million in 2023, then surged by 265.71% to $7.4 million in 2024, then slumped by 298.15% to -$14.6 million in 2025, then jumped by 77.12% to -$3.3 million in 2026.
- The last three Change in Receivables figures came in at -$3.3 million (Q1 2026), -$14.6 million (Q4 2025), and $7.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | - |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 109,471.83 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | -3.34 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.34 Mn |
| Mar 31, 2026 | -3.34 Mn |
| Dec 31, 2025 | -14.60 Mn |
| Dec 31, 2025 | -14.60 Mn |
| Sep 30, 2025 | 7.04 Mn |
| Sep 30, 2025 | 7.04 Mn |
| Jun 30, 2025 | -15.99 Mn |
| Jun 30, 2025 | -15.99 Mn |
| Mar 31, 2025 | 705,000.00 |
| Mar 31, 2025 | 705,000.00 |
| Dec 31, 2024 | 7.37 Mn |
| Dec 31, 2024 | 7.37 Mn |
| Sep 30, 2024 | -8.62 Mn |
| Sep 30, 2024 | -8.62 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Mar 31, 2024 | -301,000.00 |
| Mar 31, 2024 | -301,000.00 |
| Dec 31, 2023 | 2.02 Mn |
| Dec 31, 2023 | 2.02 Mn |