Lemonade (LMND) EBT Margin (2019 - 2026)
Lemonade (LMND) recorded quarterly EBT Margin of 16.27% in Q1 2026, down 201.08% quarter-over-quarter from 5.41% in Q4 2025, and up 2433.0% on a YoY basis from 0.64% in Q1 2025.
Lemonade (LMND) EBT Margin (2019 - 2026) Analysis & Trends
Lemonade's EBT Margin history runs 8 years deep, the most recent figure standing at 16.27% for Q1 2026.
- In Q1 2026, EBT Margin rose 2433.0% year-over-year to 16.27%; the TTM figure through Mar 2026 stood at 14.08% (up 2843.0% YoY), while the FY2025 annual figure was 21.81%, up 1692.0% from the prior year.
- EBT Margin was 16.27% for Q1 2026 at Lemonade, down from 5.41% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 5.41% in Q4 2025 to a low of 1660.98% in Q4 2022.
- Historically, EBT Margin has averaged 156.26% across 5 years, with a median of 52.05% in 2023.
- The sharpest annual moves came in 2022 and 2023: EBT Margin slumped 139168 bps in 2022, then jumped 164103 bps in 2023.
- A 5-year view of EBT Margin shows it stood at 1660.98% in 2022, then soared by 99 bps to 19.95% in 2023, then declined by 27 bps to 25.4% in 2024, then surged by 79 bps to 5.41% in 2025, then sank by 201 bps to 16.27% in 2026.
- The last three EBT Margin figures came in at 16.27% (Q1 2026), 5.41% (Q4 2025), and 18.66% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | Lemonade | 3.93 Bn | 3.52 Bn | 146.50 Mn | -16.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -16.27% |
| Dec 31, 2025 | -5.41% |
| Sep 30, 2025 | -18.66% |
| Jun 30, 2025 | -25.96% |
| Mar 31, 2025 | -40.61% |
| Dec 31, 2024 | -25.40% |
| Sep 30, 2024 | -68.76% |
| Jun 30, 2024 | -45.16% |
| Mar 31, 2024 | -53.55% |
| Dec 31, 2023 | -19.95% |
| Sep 30, 2023 | -52.05% |
| Jun 30, 2023 | -63.00% |
| Mar 31, 2023 | -67.96% |
| Dec 31, 2022 | -1,660.98% |
| Sep 30, 2022 | -120.41% |
| Jun 30, 2022 | -208.33% |
| Mar 31, 2022 | -163.88% |
| Dec 31, 2021 | -269.29% |
| Sep 30, 2021 | -179.83% |
| Jun 30, 2021 | -187.59% |