Lemonade (LMND) EBT Margin (2019 - 2026)
Lemonade (LMND) posted quarterly EBT Margin of 13.41% for Q1 2026, up 2720.0% year-over-year from 0.48% in Q1 2025, and down 16.86% quarter-over-quarter from 11.48% in Q4 2025.
Analysis
Lemonade (LMND) EBT Margin (2019 - 2026) Analysis & Trends
Lemonade's EBT Margin history runs 8 years deep, the most recent figure standing at 13.41% for Q1 2026.
- In Q1 2026, EBT Margin rose 2720.0% year-over-year to 13.41%; the TTM figure through Mar 2026 stood at 18.08% (up 3224.0% YoY), while the FY2025 annual figure was 30.0%, up 2502.0% from the prior year.
- EBT Margin for Q1 2026 stood at 13.41%, down from 11.48% in the prior quarter.
- The five-year high for EBT Margin was 11.48% in Q4 2025, with the low at 1660.98% in Q4 2022.
- The 5-year median for EBT Margin is 61.7% (2024), against an average of 167.08%.
- The sharpest annual moves came in 2022 and 2023: EBT Margin sank 139168 bps in 2022, then surged 161378 bps in 2023.
- Lemonade's EBT Margin stood at 1660.98% in 2022, then soared by 97 bps to 47.2% in 2023, then increased by 21 bps to 37.35% in 2024, then soared by 69 bps to 11.48% in 2025, then retreated by 17 bps to 13.41% in 2026.
- Business Quant data shows LMND's EBT Margin at 13.41% in Q1 2026, 11.48% in Q4 2025, and 25.93% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 22.77% |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | - |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 36.87% |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 37.78% |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 12.93% |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 10.91% |
| 10 | Lemonade | 4.08 Bn | 3.69 Bn | 140.40 Mn | -14.20% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -14.20% |
| Mar 31, 2026 | -13.41% |
| Dec 31, 2025 | -9.03% |
| Sep 30, 2025 | -18.66% |
| Jun 30, 2025 | -25.96% |
| Mar 31, 2025 | -40.61% |
| Dec 31, 2024 | -25.40% |
| Sep 30, 2024 | -48.17% |
| Jun 30, 2024 | -45.16% |
| Mar 31, 2024 | -37.95% |
| Dec 31, 2023 | -34.29% |
| Sep 30, 2023 | -52.05% |
| Jun 30, 2023 | -63.00% |
| Mar 31, 2023 | -67.96% |
| Dec 31, 2022 | -77.04% |
| Sep 30, 2022 | -120.41% |
| Jun 30, 2022 | -130.00% |
| Mar 31, 2022 | -163.88% |
| Dec 31, 2021 | -166.83% |
| Sep 30, 2021 | -179.83% |