Lloyds Banking (LLOBF) Net Margin (2010 - 2026)
Lloyds Banking (LLOBF) recorded Net Margin of 30.36% in the quarter ended Jun 30, 2026, down 1.90 percentage points from 32.25% a year earlier but up 3.10 percentage points from the prior quarter.
Lloyds Banking (LLOBF) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Lloyds Banking's Net Margin came in at 29.89% as of Jun 30, 2026, up 13.57 percentage points year-over-year; for the year ended Dec 31, 2025, it was 21.60%, down 0.19 percentage points from the prior year.
- Annual Net Margin has declined for three straight years, though with a five-year change of +18.64 percentage points (years ended Dec 2020 to Dec 2025).
- Across earlier years, Net Margin came in at 21.79% in the year ended Dec 31, 2024 (-4.69 pp), 26.48% in the year ended Dec 31, 2023 (-36.91 pp), 63.39% in the year ended Dec 31, 2022 (+49.64 pp) and 13.75% in the year ended Dec 31, 2021 (+10.78 pp).
- Quarterly Net Margin has ranged from -14.52% in the quarter ended Jun 30, 2022 to 1764.81% in the quarter ended Mar 31, 2022 over the past five years.
- On a year-over-year basis, Net Margin rose in three of the last four quarters, with an average year-over-year change of +14.03 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 1711.50 percentage points in the quarter ended Mar 31, 2022, against a drop of 1748.59 percentage points in the quarter ended Mar 31, 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 27.26% (quarter ended Mar 31, 2026), 51.64% (quarter ended Dec 31, 2025) and 11.20% (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 913.33 Bn | 913.33 Bn | - | - |
| 2 | Bank Of America | 358.90 Bn | -2,017.17 Bn | - | 27.72% |
| 3 | Morgan Stanley | 298.71 Bn | 298.71 Bn | - | - |
| 4 | Hsbc Holdings | 297.54 Bn | -1,805.65 Bn | - | 38.08% |
| 5 | Royal Bank Of Canada | 288.52 Bn | -541.48 Bn | - | 32.48% |
| 6 | Goldman Sachs | 270.32 Bn | 270.32 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 260.50 Bn | -71.74 Bn | 10.89 Bn | 246.71% |
| 8 | Wells Fargo & Company | 254.59 Bn | 256.70 Bn | - | 26.08% |
| 9 | American Express | 217.20 Bn | 16.68 Bn | - | 18.50% |
| 10 | Lloyds Banking | 27.96 Bn | -487.60 Bn | - | 25.05% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 25.05% |
| Jun 30, 2026 | 30.36% |
| Mar 31, 2026 | 27.26% |
| Dec 31, 2025 | 51.64% |
| Sep 30, 2025 | 11.20% |
| Jun 30, 2025 | 32.25% |
| Mar 31, 2025 | 21.43% |
| Dec 31, 2024 | 11.44% |
| Sep 30, 2024 | 21.49% |
| Mar 31, 2024 | 9.45% |
| Sep 30, 2023 | 28.88% |
| Jun 30, 2023 | 23.58% |
| Mar 31, 2023 | 16.22% |
| Sep 30, 2022 | 3.71% |
| Jun 30, 2022 | -14.52% |
| Mar 31, 2022 | 1,764.81% |
| Dec 31, 2021 | 34.74% |
| Sep 30, 2021 | 15.05% |
| Jun 30, 2021 | 1.26% |
| Mar 31, 2021 | 53.30% |
Lloyds Banking Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=LLOBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "LLOBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=LLOBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();