loanDepot (LDI) Interest Expenses (2020 - 2026)
loanDepot (LDI) posted Interest Expenses of $57.6 million for Q1 2026, up 149.77% on a QoQ basis from -$115.6 million in Q4 2025, and up 3.6% year-over-year from $55.6 million in Q1 2025.
loanDepot (LDI) Interest Expenses (2020 - 2026) Analysis & Trends
loanDepot's Interest Expenses history runs 7 years deep, the most recent figure standing at $57.6 million for Q1 2026.
- Quarterly Interest Expenses rose 3.6% year-over-year to $57.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $25.5 million (down 50.48% YoY) and the FY2025 annual result came in at $301.5 million, down 1.33% from the prior year.
- Interest Expenses was $57.6 million for Q1 2026 at loanDepot, up from -$115.6 million in the prior quarter.
- Across five years, Interest Expenses topped out at $58.3 million in Q1 2024 and bottomed at -$115.6 million in Q4 2025.
- A 5-year average of $17.1 million and a median of $39.9 million in 2022 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses plunged 151.33% — and 2024, when it grew 22.73%.
- loanDepot's Interest Expenses stood at -$54.1 million in 2022, then increased by 8.69% to -$49.4 million in 2023, then plunged by 71.9% to -$84.9 million in 2024, then plunged by 36.26% to -$115.6 million in 2025, then jumped by 149.77% to $57.6 million in 2026.
- Business Quant data shows LDI's Interest Expenses at $57.6 million in Q1 2026, -$115.6 million in Q4 2025, and $44.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 349.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 34.64 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 29.83 Bn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 249.27 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 2.56 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 17.07 Mn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 100.42 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 145.97 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 5.73 Mn |
| 10 | loanDepot | 116.93 Mn | -46.56 Mn | - | 57.56 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 57.56 Mn |
| Mar 31, 2026 | 57.56 Mn |
| Dec 31, 2025 | -115.64 Mn |
| Dec 31, 2025 | -115.64 Mn |
| Sep 30, 2025 | 44.29 Mn |
| Sep 30, 2025 | 44.29 Mn |
| Jun 30, 2025 | 39.30 Mn |
| Jun 30, 2025 | 39.30 Mn |
| Mar 31, 2025 | 55.56 Mn |
| Mar 31, 2025 | 55.56 Mn |
| Dec 31, 2024 | -84.87 Mn |
| Dec 31, 2024 | -84.87 Mn |
| Sep 30, 2024 | 45.13 Mn |
| Sep 30, 2024 | 45.13 Mn |
| Jun 30, 2024 | 35.68 Mn |
| Jun 30, 2024 | 35.68 Mn |
| Mar 31, 2024 | 58.29 Mn |
| Mar 31, 2024 | 58.29 Mn |
| Dec 31, 2023 | -49.37 Mn |
| Dec 31, 2023 | -49.37 Mn |