loanDepot (LDI) Interest Expenses (2020 - 2026)
loanDepot's (LDI) quarterly Interest Expenses came in at $57.6 million in Q1 2026, up 3.6% YoY from $55.6 million in Q1 2025, and up 274.38% on a QoQ basis from -$33.0 million in Q4 2025.
loanDepot (LDI) Interest Expenses (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of Interest Expenses data on file, last reported at $57.6 million in Q1 2026.
- Quarterly Interest Expenses rose 3.6% year-over-year to $57.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $108.1 million (down 67.72% YoY) and the FY2025 annual result came in at $301.5 million, down 1.33% from the prior year.
- Interest Expenses rose to $57.6 million in Q1 2026, from -$33.0 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $198.7 million in Q4 2024 to a low of -$33.0 million in Q4 2025.
- A 5-year average of $56.3 million and a median of $44.3 million in 2025 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2023 — Interest Expenses soared 6696.02% — and 2025, when it plunged 116.61%.
- Tracing LDI's Interest Expenses over 5 years: stood at $2.8 million in 2022, then soared by 6696.02% to $193.0 million in 2023, then gained by 2.94% to $198.7 million in 2024, then tumbled by 116.61% to -$33.0 million in 2025, then jumped by 274.38% to $57.6 million in 2026.
- The last three Interest Expenses figures came in at $57.6 million (Q1 2026), -$33.0 million (Q4 2025), and $44.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 374.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 33.32 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 28.27 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 270.71 Mn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 16.80 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 93.57 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 158.94 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 103.10 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 37.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 41.86 Mn |
| Jun 30, 2026 | 41.86 Mn |
| Mar 31, 2026 | 57.56 Mn |
| Mar 31, 2026 | 57.56 Mn |
| Dec 31, 2025 | -33.01 Mn |
| Dec 31, 2025 | -33.01 Mn |
| Sep 30, 2025 | 44.29 Mn |
| Sep 30, 2025 | 44.29 Mn |
| Jun 30, 2025 | 39.30 Mn |
| Jun 30, 2025 | 39.30 Mn |
| Mar 31, 2025 | 55.56 Mn |
| Mar 31, 2025 | 55.56 Mn |
| Dec 31, 2024 | 198.68 Mn |
| Dec 31, 2024 | 198.68 Mn |
| Sep 30, 2024 | 45.13 Mn |
| Sep 30, 2024 | 45.13 Mn |
| Jun 30, 2024 | 35.68 Mn |
| Jun 30, 2024 | 35.68 Mn |
| Mar 31, 2024 | 58.29 Mn |
| Mar 31, 2024 | 58.29 Mn |