loanDepot (LDI) FCF Margin (2020 - 2026)
loanDepot (LDI) reported FCF Margin of 61.87% for Q1 2026, up 521.0% on a YoY basis from 9.96% in Q1 2025, and up 70.38% quarter-over-quarter from 208.86% in Q4 2025.
loanDepot (LDI) FCF Margin (2020 - 2026) Analysis & Trends
loanDepot has reported FCF Margin for 7 years, with the latest figure at 61.87% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 521.0% year-over-year to 61.87%; the trailing twelve-month figure through Mar 2026 stood at 60.56% (up 1009.0% YoY), and the FY2025 full-year result was 61.75%, up 2170.0% from the prior year.
- FCF Margin for Q1 2026 stood at 61.87%, up from 208.86% in the prior quarter.
- The five-year high for FCF Margin was 632.85% in Q3 2022, with the low at 208.86% in Q4 2025.
- Historically, FCF Margin has averaged 39.45% across 5 years, with a median of 11.96% in 2025.
- Annual changes were most pronounced in 2022 — FCF Margin soared 61141 bps — and 2023, when it plunged 61465 bps.
- loanDepot's FCF Margin stood at 23.72% in 2022, then sank by 487 bps to 91.73% in 2023, then jumped by 117 bps to 15.83% in 2024, then plunged by 1419 bps to 208.86% in 2025, then surged by 70 bps to 61.87% in 2026.
- The last three FCF Margin figures came in at 61.87% (Q1 2026), 208.86% (Q4 2025), and 11.96% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 61.68% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | -246.65% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | -380.25% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | -249.49% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -264.34% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | -8,324.61% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -61.87% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -0.78% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -61.87% |
| Dec 31, 2025 | -208.86% |
| Sep 30, 2025 | 11.96% |
| Jun 30, 2025 | 20.62% |
| Mar 31, 2025 | -67.08% |
| Dec 31, 2024 | 15.83% |
| Sep 30, 2024 | -113.30% |
| Jun 30, 2024 | -107.66% |
| Mar 31, 2024 | -127.16% |
| Dec 31, 2023 | -91.73% |
| Sep 30, 2023 | 59.67% |
| Jun 30, 2023 | -126.07% |
| Mar 31, 2023 | 95.76% |
| Dec 31, 2022 | 23.72% |
| Sep 30, 2022 | 632.85% |
| Jun 30, 2022 | 488.58% |
| Mar 31, 2022 | 225.34% |
| Dec 31, 2021 | 82.67% |
| Sep 30, 2021 | 21.43% |
| Jun 30, 2021 | -52.40% |