loanDepot (LDI) FCF Margin (2020 - 2026)
loanDepot's (LDI) quarterly FCF Margin came in at 61.87% in Q1 2026, up 521.0% YoY from 9.96% in Q1 2025, and up 70.38% on a QoQ basis from 208.86% in Q4 2025.
loanDepot (LDI) FCF Margin (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of FCF Margin data on file, last reported at 61.87% in Q1 2026.
- Quarterly FCF Margin rose 521.0% year-over-year to 61.87% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 60.56% (up 1009.0% YoY) and the FY2025 annual result came in at 61.75%, up 2170.0% from the prior year.
- FCF Margin improved to 61.87% in Q1 2026, from 208.86% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 632.85% in Q3 2022 to a low of 208.86% in Q4 2025.
- A 5-year average of 39.45% and a median of 11.96% in 2025 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2022 — FCF Margin soared 61141 bps — and 2023, when it plunged 61465 bps.
- Tracing LDI's FCF Margin over 5 years: stood at 23.72% in 2022, then sank by 487 bps to 91.73% in 2023, then jumped by 117 bps to 15.83% in 2024, then plunged by 1419 bps to 208.86% in 2025, then surged by 70 bps to 61.87% in 2026.
- The last three FCF Margin figures came in at 61.87% (Q1 2026), 208.86% (Q4 2025), and 11.96% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.35 Bn | 36.25 Bn | - | -44.76% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 122.69% |
| 3 | Federal Home Loan Mortgage | 18.40 Bn | 14.08 Bn | - | 46.04% |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 428.66% |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 381.13% |
| 7 | Velocity Financial | 709.53 Mn | -6.74 Bn | - | -3.99% |
| 8 | UWM Holdings | 479.29 Mn | -19.12 Mn | - | 37.68% |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | -182.71% |
| 10 | loanDepot | 204.87 Mn | -106.27 Mn | - | 151.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 151.27% |
| Mar 31, 2026 | -61.87% |
| Dec 31, 2025 | -208.86% |
| Sep 30, 2025 | 11.96% |
| Jun 30, 2025 | 20.62% |
| Mar 31, 2025 | -67.08% |
| Dec 31, 2024 | 15.83% |
| Sep 30, 2024 | -113.30% |
| Jun 30, 2024 | -107.66% |
| Mar 31, 2024 | -127.16% |
| Dec 31, 2023 | -91.73% |
| Sep 30, 2023 | 59.67% |
| Jun 30, 2023 | -126.07% |
| Mar 31, 2023 | 95.76% |
| Dec 31, 2022 | 23.72% |
| Sep 30, 2022 | 632.85% |
| Jun 30, 2022 | 488.58% |
| Mar 31, 2022 | 225.34% |
| Dec 31, 2021 | 82.67% |
| Sep 30, 2021 | 21.43% |