loanDepot (LDI) FCF Margin (2020 - 2026)
loanDepot (LDI) posted FCF Margin of 61.87% for Q1 2026, up 70.38% on a QoQ basis from 208.86% in Q4 2025, and up 521.0% year-over-year from 9.96% in Q1 2025.
loanDepot (LDI) FCF Margin (2020 - 2026) Analysis & Trends
loanDepot's FCF Margin history runs 7 years deep, the most recent figure standing at 61.87% for Q1 2026.
- Quarterly FCF Margin rose 521.0% year-over-year to 61.87% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 60.56% (up 1009.0% YoY) and the FY2025 annual result came in at 61.75%, up 2170.0% from the prior year.
- FCF Margin was 61.87% for Q1 2026 at loanDepot, up from 208.86% in the prior quarter.
- Across five years, FCF Margin topped out at 632.85% in Q3 2022 and bottomed at 208.86% in Q4 2025.
- A 5-year average of 39.45% and a median of 11.96% in 2025 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2022 — FCF Margin soared 61141 bps — and 2023, when it tumbled 61465 bps.
- loanDepot's FCF Margin stood at 23.72% in 2022, then tumbled by 487 bps to 91.73% in 2023, then soared by 117 bps to 15.83% in 2024, then slumped by 1419 bps to 208.86% in 2025, then jumped by 70 bps to 61.87% in 2026.
- Business Quant data shows LDI's FCF Margin at 61.87% in Q1 2026, 208.86% in Q4 2025, and 11.96% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.09 Bn | 35.40 Bn | - | 61.68% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.55 Bn | 35.55 Bn | - | 299.49% |
| 3 | Federal Home Loan Mortgage | 18.14 Bn | 13.67 Bn | - | 63.07% |
| 4 | PennyMac Financial Services | 4.47 Bn | 3.81 Bn | 523.89 Mn | -246.65% |
| 5 | CNFinance Holdings | 3.20 Bn | 3.12 Bn | - | - |
| 6 | Walker & Dunlop | 1.65 Bn | 1.46 Bn | - | -380.25% |
| 7 | Velocity Financial | 682.91 Mn | -6.51 Bn | - | -12.13% |
| 8 | UWM Holdings | 536.04 Mn | 112.05 Mn | - | -249.49% |
| 9 | Better Home & Finance Holding | 354.29 Mn | 290.03 Mn | - | -268.49% |
| 10 | loanDepot | 231.25 Mn | 67.76 Mn | - | -61.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -61.87% |
| Dec 31, 2025 | -208.86% |
| Sep 30, 2025 | 11.96% |
| Jun 30, 2025 | 20.62% |
| Mar 31, 2025 | -67.08% |
| Dec 31, 2024 | 15.83% |
| Sep 30, 2024 | -113.30% |
| Jun 30, 2024 | -107.66% |
| Mar 31, 2024 | -127.16% |
| Dec 31, 2023 | -91.73% |
| Sep 30, 2023 | 59.67% |
| Jun 30, 2023 | -126.07% |
| Mar 31, 2023 | 95.76% |
| Dec 31, 2022 | 23.72% |
| Sep 30, 2022 | 632.85% |
| Jun 30, 2022 | 488.58% |
| Mar 31, 2022 | 225.34% |
| Dec 31, 2021 | 82.67% |
| Sep 30, 2021 | 21.43% |
| Jun 30, 2021 | -52.40% |