loanDepot (LDI) FCF Margin (2020 - 2026)
loanDepot (LDI) posted FCF Margin of 151.27% for Q2 2026, up 128.49 percentage points from 22.78% a year earlier and up 213.14 percentage points from the prior quarter.
loanDepot (LDI) FCF Margin (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at loanDepot was -22.28%, up 16.27 percentage points year-over-year; for FY2025, it was -61.22%, up 22.23 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of -13.34 percentage points (FY2020 to FY2025).
- In prior years, loanDepot's FCF Margin was -83.44% in FY2024 (-63.44 pp), -20.00% in FY2023 (-371.77 pp), 351.77% in FY2022 (+392.58 pp) and -40.80% in FY2021 (+7.08 pp).
- The Q2 2026 figure stands as the highest quarterly FCF Margin since Q3 2022.
- On a year-over-year basis, FCF Margin increased in six of the last eight quarters, with an average year-over-year change of +20.52 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q3 2022, with a gain of 611.41 percentage points; the weakest was Q2 2023, with a drop of 614.65 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was -61.87% (Q1 2026), -202.17% (Q4 2025) and 10.07% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | - |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | -44.76% |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 108.06% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 122.69% |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 51.00% |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 19.67% |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 74.39% |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | loanDepot | 219.93 Mn | -1.29 Bn | - | 151.27% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 151.27% |
| Mar 31, 2026 | -61.87% |
| Dec 31, 2025 | -202.17% |
| Sep 30, 2025 | 10.07% |
| Jun 30, 2025 | 22.78% |
| Mar 31, 2025 | -67.08% |
| Dec 31, 2024 | 15.83% |
| Sep 30, 2024 | -113.30% |
| Jun 30, 2024 | -107.66% |
| Mar 31, 2024 | -127.16% |
| Dec 31, 2023 | -91.73% |
| Sep 30, 2023 | 59.67% |
| Jun 30, 2023 | -126.07% |
| Mar 31, 2023 | 95.76% |
| Dec 31, 2022 | 23.72% |
| Sep 30, 2022 | 632.85% |
| Jun 30, 2022 | 488.58% |
| Mar 31, 2022 | 225.34% |
| Dec 31, 2021 | 82.67% |
| Sep 30, 2021 | 21.43% |
loanDepot FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=LDI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();