loanDepot (LDI) EBITDA (2020 - 2026)

loanDepot (LDI) posted EBITDA of $2.4 million for Q1 2026, up 101.66% on a QoQ basis from -$147.4 million in Q4 2025, and down 74.14% year-over-year from $9.5 million in Q1 2025.

loanDepot (LDI) EBITDA (2020 - 2026) Analysis & Trends

loanDepot's EBITDA history runs 7 years deep, the most recent figure standing at $2.4 million for Q1 2026.

  • Quarterly EBITDA fell 74.14% year-over-year to $2.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$104.0 million (up 31.69% YoY) and the FY2025 annual result came in at $180.9 million, up 188.71% from the prior year.
  • EBITDA was $2.4 million for Q1 2026 at loanDepot, up from -$147.4 million in the prior quarter.
  • Across five years, EBITDA topped out at $48.7 million in Q3 2024 and bottomed at -$228.2 million in Q4 2022.
  • A 5-year average of -$64.5 million and a median of -$41.5 million in 2024 frame the typical range for EBITDA.
  • Annual changes were most pronounced in 2022 — EBITDA plunged 348.48% — and 2024, when it surged 1906.6%.
  • loanDepot's EBITDA stood at -$228.2 million in 2022, then jumped by 45.95% to -$123.3 million in 2023, then plunged by 37.04% to -$169.0 million in 2024, then climbed by 12.75% to -$147.4 million in 2025, then soared by 101.66% to $2.4 million in 2026.
  • Business Quant data shows LDI's EBITDA at $2.4 million in Q1 2026, -$147.4 million in Q4 2025, and $34.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 749.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 39.31 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 34.26 Bn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 83.60 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 43.02 Mn
7 Velocity Financial 681.36 Mn -6.51 Bn - 131.29 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - 323.47 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -45.19 Mn
10 loanDepot 116.93 Mn -46.56 Mn - 2.45 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.45 Mn
Dec 31, 2025 -147.45 Mn
Sep 30, 2025 34.00 Mn
Jun 30, 2025 6.96 Mn
Mar 31, 2025 9.46 Mn
Dec 31, 2024 -169.00 Mn
Sep 30, 2024 48.72 Mn
Jun 30, 2024 -41.47 Mn
Mar 31, 2024 -26.87 Mn
Dec 31, 2023 -123.32 Mn
Sep 30, 2023 -2.70 Mn
Jun 30, 2023 -26.31 Mn
Mar 31, 2023 -48.76 Mn
Dec 31, 2022 -228.16 Mn
Sep 30, 2022 -119.53 Mn
Jun 30, 2022 -212.10 Mn
Mar 31, 2022 -51.87 Mn
Dec 31, 2021 116.23 Mn
Sep 30, 2021 235.77 Mn
Jun 30, 2021 85.36 Mn