loanDepot (LDI) EBITDA (2020 - 2026)
loanDepot (LDI) reported EBITDA of -$12.0 million for Q1 2026, down 324.35% on a YoY basis from $5.4 million in Q1 2025, and down 133.95% quarter-over-quarter from $35.5 million in Q4 2025.
loanDepot (LDI) EBITDA (2020 - 2026) Analysis & Trends
loanDepot has reported EBITDA for 7 years, with the latest figure at -$12.0 million in Q1 2026.
- For the quarter ending Q1 2026, EBITDA fell 324.35% year-over-year to -$12.0 million; the trailing twelve-month figure through Mar 2026 stood at $69.1 million (up 205.68% YoY), and the FY2025 full-year result was $54.7 million, up 157.25% from the prior year.
- EBITDA for Q1 2026 stood at -$12.0 million, down from $35.5 million in the prior quarter.
- The five-year high for EBITDA was $43.1 million in Q3 2024, with the low at -$212.1 million in Q2 2022.
- Historically, EBITDA has averaged -$40.1 million across 5 years, with a median of -$26.3 million in 2023.
- Annual changes were most pronounced in 2022 — EBITDA plunged 509.65% — and 2024, when it jumped 1318.6%.
- loanDepot's EBITDA stood at -$106.9 million in 2022, then soared by 73.37% to -$28.5 million in 2023, then plunged by 186.28% to -$81.5 million in 2024, then surged by 143.54% to $35.5 million in 2025, then slumped by 133.95% to -$12.0 million in 2026.
- The last three EBITDA figures came in at -$12.0 million (Q1 2026), $35.5 million (Q4 2025), and $34.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 297.00 Mn |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 83.60 Mn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 15.20 Mn |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 318.27 Mn |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 121.18 Mn |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -71.94 Mn |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 90.60 Mn |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -12.04 Mn |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 1.32 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -12.04 Mn |
| Dec 31, 2025 | 35.47 Mn |
| Sep 30, 2025 | 34.00 Mn |
| Jun 30, 2025 | 11.66 Mn |
| Mar 31, 2025 | -2.84 Mn |
| Dec 31, 2024 | -81.47 Mn |
| Sep 30, 2024 | 43.08 Mn |
| Jun 30, 2024 | -24.16 Mn |
| Mar 31, 2024 | -53.50 Mn |
| Dec 31, 2023 | -28.46 Mn |
| Sep 30, 2023 | 3.04 Mn |
| Jun 30, 2023 | -26.31 Mn |
| Mar 31, 2023 | -78.90 Mn |
| Dec 31, 2022 | -106.85 Mn |
| Sep 30, 2022 | -119.53 Mn |
| Jun 30, 2022 | -212.10 Mn |
| Mar 31, 2022 | -63.06 Mn |
| Dec 31, 2021 | -74.67 Mn |
| Sep 30, 2021 | 235.77 Mn |
| Jun 30, 2021 | 51.78 Mn |