loanDepot (LDI) EBIT Margin (2020 - 2026)
loanDepot (LDI) posted EBIT Margin of 0.85% for Q1 2026, up 101.8% on a QoQ basis from 47.52% in Q4 2025, and down 260.0% year-over-year from 0.53% in Q1 2025.
loanDepot (LDI) EBIT Margin (2020 - 2026) Analysis & Trends
loanDepot's EBIT Margin history runs 7 years deep, the most recent figure standing at 0.85% for Q1 2026.
- Quarterly EBIT Margin fell 260.0% year-over-year to 0.85% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 8.65% (up 506.0% YoY) and the FY2025 annual result came in at 15.21%, up 930.0% from the prior year.
- EBIT Margin was 0.85% for Q1 2026 at loanDepot, up from 47.52% in the prior quarter.
- Across five years, EBIT Margin topped out at 15.49% in Q3 2024 and bottomed at 134.48% in Q4 2022.
- A 5-year average of 26.66% and a median of 12.06% in 2024 frame the typical range for EBIT Margin.
- Annual changes were most pronounced in 2022 — EBIT Margin sank 15097 bps — and 2023, when it surged 8054 bps.
- loanDepot's EBIT Margin stood at 134.48% in 2022, then soared by 60 bps to 53.94% in 2023, then decreased by 22 bps to 65.64% in 2024, then grew by 28 bps to 47.52% in 2025, then jumped by 102 bps to 0.85% in 2026.
- Business Quant data shows LDI's EBIT Margin at 0.85% in Q1 2026, 47.52% in Q4 2025, and 10.52% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.09 Bn | 35.40 Bn | - | 25.47% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.55 Bn | 35.55 Bn | - | 714.17% |
| 3 | Federal Home Loan Mortgage | 18.14 Bn | 13.67 Bn | - | 558.67% |
| 4 | PennyMac Financial Services | 4.47 Bn | 3.81 Bn | 523.89 Mn | 15.34% |
| 5 | CNFinance Holdings | 3.20 Bn | 3.12 Bn | - | - |
| 6 | Walker & Dunlop | 1.65 Bn | 1.46 Bn | - | 14.28% |
| 7 | Velocity Financial | 682.91 Mn | -6.51 Bn | - | -132.28% |
| 8 | UWM Holdings | 536.04 Mn | 112.05 Mn | - | 35.88% |
| 9 | Better Home & Finance Holding | 354.29 Mn | 290.03 Mn | - | -95.13% |
| 10 | loanDepot | 231.25 Mn | 67.76 Mn | - | 0.85% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.85% |
| Dec 31, 2025 | -47.52% |
| Sep 30, 2025 | 10.52% |
| Jun 30, 2025 | 2.46% |
| Mar 31, 2025 | 3.46% |
| Dec 31, 2024 | -65.64% |
| Sep 30, 2024 | 15.49% |
| Jun 30, 2024 | -15.63% |
| Mar 31, 2024 | -12.06% |
| Dec 31, 2023 | -53.94% |
| Sep 30, 2023 | -1.02% |
| Jun 30, 2023 | -9.68% |
| Mar 31, 2023 | -23.45% |
| Dec 31, 2022 | -134.48% |
| Sep 30, 2022 | -43.59% |
| Jun 30, 2022 | -68.72% |
| Mar 31, 2022 | -10.30% |
| Dec 31, 2021 | 16.49% |
| Sep 30, 2021 | 25.52% |
| Jun 30, 2021 | 10.94% |