loanDepot (LDI) EBIT Margin (2020 - 2026)
loanDepot's (LDI) quarterly EBIT Margin came in at 9.14% in Q2 2026, up 667.0% on a YoY basis from 1.19% in Q2 2025, and up 241.93% quarter-over-quarter from 6.44% in Q1 2026.
Analysis
loanDepot (LDI) EBIT Margin (2020 - 2026) Analysis & Trends
loanDepot (LDI) has reported EBIT Margin for 7 consecutive years, with 9.14% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBIT Margin rose 667.0% year-over-year to 9.14%; the trailing twelve-month figure through Jun 2026 stood at 3.77% (up 447.0% YoY), and the FY2025 full-year result was 2.33%, up 1134.0% from the prior year.
- EBIT Margin climbed to 9.14% in Q2 2026 per LDI's latest filing, from 6.44% in the prior quarter.
- Across five years, EBIT Margin topped out at 13.69% in Q3 2024 and bottomed at 100.93% in Q4 2022.
- Historically, EBIT Margin has averaged 17.36% across 5 years, with a median of 9.48% in 2026.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin sank 11004 bps in 2022, then soared 8333 bps in 2023.
- Over 5 years, EBIT Margin stood at 100.93% in 2022, then surged by 83 bps to 17.61% in 2023, then increased by 4 bps to 16.95% in 2024, then surged by 116 bps to 2.74% in 2025, then jumped by 233 bps to 9.14% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 9.14%, 6.44%, and 2.74% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 507.88% |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 23.53% |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 34.46% |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 2.95% |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 331.19% |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -35.36% |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 6.15% |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | 9.14% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.14% |
| Mar 31, 2026 | -6.44% |
| Dec 31, 2025 | 2.74% |
| Sep 30, 2025 | 8.22% |
| Jun 30, 2025 | 2.46% |
| Mar 31, 2025 | -5.24% |
| Dec 31, 2024 | -16.95% |
| Sep 30, 2024 | 13.69% |
| Jun 30, 2024 | -15.63% |
| Mar 31, 2024 | -24.01% |
| Dec 31, 2023 | -17.61% |
| Sep 30, 2023 | -1.02% |
| Jun 30, 2023 | -5.62% |
| Mar 31, 2023 | -30.54% |
| Dec 31, 2022 | -100.93% |
| Sep 30, 2022 | -43.59% |
| Jun 30, 2022 | -68.72% |
| Mar 31, 2022 | -12.53% |
| Dec 31, 2021 | 9.11% |
| Sep 30, 2021 | 25.52% |