loanDepot (LDI) EBIT Margin (2020 - 2026)
loanDepot (LDI) reported EBIT Margin of 4.21% for Q1 2026, down 317.0% on a YoY basis from 1.94% in Q1 2025, and down 136.78% quarter-over-quarter from 11.43% in Q4 2025.
loanDepot (LDI) EBIT Margin (2020 - 2026) Analysis & Trends
loanDepot has reported EBIT Margin for 7 years, with the latest figure at 4.21% in Q1 2026.
- For the quarter ending Q1 2026, EBIT Margin fell 317.0% year-over-year to 4.21%; the trailing twelve-month figure through Mar 2026 stood at 5.75% (up 1163.0% YoY), and the FY2025 full-year result was 4.6%, up 1361.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 4.21%, down from 11.43% in the prior quarter.
- The five-year high for EBIT Margin was 13.69% in Q3 2024, with the low at 68.72% in Q2 2022.
- Historically, EBIT Margin has averaged 16.29% across 5 years, with a median of 9.68% in 2023.
- Annual changes were most pronounced in 2022 — EBIT Margin sank 7536 bps — and 2023, when it surged 5904 bps.
- loanDepot's EBIT Margin stood at 62.98% in 2022, then jumped by 80 bps to 12.45% in 2023, then plunged by 154 bps to 31.64% in 2024, then surged by 136 bps to 11.43% in 2025, then plunged by 137 bps to 4.21% in 2026.
- The last three EBIT Margin figures came in at 4.21% (Q1 2026), 11.43% (Q4 2025), and 10.52% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 25.47% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 15.34% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 13.56% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 35.31% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -95.13% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 474.35% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -4.21% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 6.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.21% |
| Dec 31, 2025 | 11.43% |
| Sep 30, 2025 | 10.52% |
| Jun 30, 2025 | 4.13% |
| Mar 31, 2025 | -1.04% |
| Dec 31, 2024 | -31.64% |
| Sep 30, 2024 | 13.69% |
| Jun 30, 2024 | -9.10% |
| Mar 31, 2024 | -24.01% |
| Dec 31, 2023 | -12.45% |
| Sep 30, 2023 | 1.14% |
| Jun 30, 2023 | -9.68% |
| Mar 31, 2023 | -37.95% |
| Dec 31, 2022 | -62.98% |
| Sep 30, 2022 | -43.59% |
| Jun 30, 2022 | -68.72% |
| Mar 31, 2022 | -12.53% |
| Dec 31, 2021 | -10.59% |
| Sep 30, 2021 | 25.52% |
| Jun 30, 2021 | 6.64% |