Joint Stock Co Kaspi.kz (KSPI) Return on Assets [ROA] (2024 - 2026)
Joint Stock Co Kaspi.kz (KSPI) recorded Return on Assets [ROA] of 16.52% in the quarter ended Mar 31, 2026, up 4.22 percentage points from 12.31% a year earlier but down 0.60 percentage points from the prior quarter.
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Analysis
Joint Stock Co Kaspi.kz (KSPI) Return on Assets [ROA] (2024 - 2026) Analysis & Trends
For the year ended Dec 31, 2025, Joint Stock Co Kaspi.kz reported Return on Assets [ROA] of 10.97%, down 2.93 percentage points from the prior year.
- Across earlier years, Return on Assets [ROA] came in at 13.91% in the year ended Dec 31, 2024 (-0.31 pp) and 14.21% in the year ended Dec 31, 2023.
- Quarterly Return on Assets [ROA] has ranged from 12.31% in the quarter ended Mar 31, 2025 to 18.37% in the quarter ended Sep 30, 2025 over the past five years.
- On a year-over-year basis, Return on Assets [ROA] has increased for four consecutive quarters, with an average year-over-year change of +2.59 percentage points over the last five quarters.
- Per Business Quant, the preceding three quarters came in at 17.12% (quarter ended Dec 31, 2025), 18.37% (quarter ended Sep 30, 2025) and 14.04% (quarter ended Jun 30, 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 886.05 Bn | 915.53 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 409.93 Bn | 529.88 Bn | - | 2.83% |
| 3 | Bank Of America | 377.01 Bn | -1,999.06 Bn | - | 0.96% |
| 4 | Hsbc Holdings | 329.11 Bn | 329.16 Bn | - | - |
| 5 | Morgan Stanley | 295.54 Bn | -213.55 Bn | - | 1.25% |
| 6 | Royal Bank Of Canada | 273.59 Bn | 124.33 Bn | - | 0.93% |
| 7 | Mitsubishi Ufj Financial | 268.33 Bn | -1,320.16 Bn | 10.89 Bn | 0.53% |
| 8 | Goldman Sachs | 261.29 Bn | -3,295.82 Bn | - | 1.00% |
| 9 | Wells Fargo & Company | 243.13 Bn | 245.26 Bn | - | 1.02% |
| 10 | Joint Stock Co Kaspi.kz | 17.50 Bn | -3,266.26 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 16.52% |
| Dec 31, 2025 | 17.12% |
| Sep 30, 2025 | 18.37% |
| Jun 30, 2025 | 14.04% |
| Mar 31, 2025 | 12.31% |
| Dec 31, 2024 | 13.21% |
| Sep 30, 2024 | 13.37% |
| Jun 30, 2024 | 13.45% |
| Mar 31, 2024 | 13.08% |
API Access
Joint Stock Co Kaspi.kz Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=KSPI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "KSPI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=KSPI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();