Joint Stock Co Kaspi.kz (KSPI) Interest Coverage Ratio (2023 - 2026)
Joint Stock Co Kaspi.kz's Interest Coverage Ratio came in at 5.70 for the quarter ended Mar 31, 2026, down 8.1% from 6.20 a year earlier and down 5.9% from the prior quarter.
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Analysis
Joint Stock Co Kaspi.kz (KSPI) Interest Coverage Ratio (2023 - 2026) Analysis & Trends
Over the trailing twelve months to Mar 31, 2026, Joint Stock Co Kaspi.kz reported Interest Coverage Ratio of 6.07, up 3.3% year-over-year; for the year ended Dec 31, 2025, it was 6.14, up 8.8% from the prior year.
- Going back by year, Interest Coverage Ratio was 5.65 in the year ended Dec 31, 2024 (+2.3%), 5.52 in the year ended Dec 31, 2023 (-11.5%), 6.24 in the year ended Dec 31, 2022 (-9.7%) and 6.90 in the year ended Dec 31, 2021.
- The figure for the quarter ended Mar 31, 2026 represents the lowest quarterly Interest Coverage Ratio since the quarter ended Sep 30, 2024.
- Year-over-year, Interest Coverage Ratio increased in six of the last eight quarters, with growth averaging 4.5%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in the quarter ended Mar 31, 2025 (growth of 16.7%), and the weakest in the quarter ended Mar 31, 2026 (a decline of 8.1%).
- Business Quant data shows KSPI's Interest Coverage Ratio at 6.05 (quarter ended Dec 31, 2025), 6.18 (quarter ended Sep 30, 2025) and 6.15 (quarter ended Jun 30, 2025) in the three quarters before the quarter ended Mar 31, 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 886.05 Bn | 915.53 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 409.93 Bn | 529.88 Bn | - | -2.12 |
| 3 | Bank Of America | 377.01 Bn | -1,999.06 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 329.11 Bn | 329.16 Bn | - | - |
| 5 | Morgan Stanley | 295.54 Bn | -213.55 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 273.59 Bn | 124.33 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 268.33 Bn | -1,320.16 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 261.29 Bn | -3,295.82 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.13 Bn | 245.26 Bn | - | 1.73 |
| 10 | Joint Stock Co Kaspi.kz | 17.50 Bn | -3,266.26 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 5.70 |
| Dec 31, 2025 | 6.05 |
| Sep 30, 2025 | 6.18 |
| Jun 30, 2025 | 6.15 |
| Mar 31, 2025 | 6.20 |
| Dec 31, 2024 | 5.99 |
| Sep 30, 2024 | 5.60 |
| Jun 30, 2024 | 5.64 |
| Mar 31, 2024 | 5.32 |
| Dec 31, 2023 | 5.86 |
| Sep 30, 2023 | 5.62 |
| Jun 30, 2023 | 5.36 |
| Mar 31, 2023 | 5.15 |
API Access
Joint Stock Co Kaspi.kz Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=KSPI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "KSPI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=KSPI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();